Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$464,963$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $180,000 on May 29, 2026

12125 LOWER RIVER RD

LOUISVILLE, KY 40272
1
Baths
2,082 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$465K
$444K low$486K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · May 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$410,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,590
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$332,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$390,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$410,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.3.44
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 580 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Valley High SchoolD-
High · Grades 9–12 · 2.6 mi
E
Johnstown Road Elementary SchoolC
Elementary · Grades KG–5 · 2.7 mi
M
Stuart Middle SchoolD
Middle · Grades 7–8 · 3.7 mi

District: Jefferson County School District

Neighborhood · ZIP 40272These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,481
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,013 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,136
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12125 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Louisville 40272
  • Costs more per square foot than 88% of homes in Louisville 40272
  • Bigger than 93% of homes in Louisville 40272
  • Has a bigger lot than 96% of homes in Louisville 40272
  • Newer than 66% of homes in Louisville 40272

What homes are worth in Louisville 40272

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$429K

This home is worth more than almost all homes in Louisville 40272.

How it measures up in Louisville 40272

The dot is this home. The mark in the middle is the typical home in Louisville 40272.

Estimated value$464,963
CheaperTypical $218,924Pricier

Pricier than almost all homes nearby

Price per ft²$223
CheaperTypical $182Pricier

Pricier than 88% of homes nearby

Living area2,082 ft²
SmallerTypical 1,202 ft²Bigger

Bigger than 93% of homes nearby

Lot size3.44 ac
SmallerTypical 0.24 acBigger

Bigger than 96% of homes nearby

Year built1971
OlderTypical 1964Newer

Newer than 66% of homes nearby

How 12125 Lower River Rd ranks against every home in each area.
MeasureThis homeLouisville 40272Jefferson County
Estimated valuepricier than$464,963almost all homes85% of homes
Price per ft²pricier than$22388% of homes75% of homes
Living areabigger than2,082 ft²93% of homes81% of homes
Lot sizebigger than3.44 ac96% of homes96% of homes
Year builtnewer than197166% of homes60% of homes

About 12125 Lower River Rd

How much is 12125 Lower River Rd, Louisville, KY worth?

The TopHap Estimate for 12125 Lower River Rd, Louisville, KY is $464,963 as of Aug 30, 2026. The likely range is $444,333 to $485,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12125 Lower River Rd, Louisville, KY last sell?

12125 Lower River Rd, Louisville, KY last sold on May 29, 2026 for $180,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 12125 Lower River Rd, Louisville, KY?

12125 Lower River Rd, Louisville, KY has 1 bathrooms, 2,082 square feet of living space and a 3.44-acre lot.

When was 12125 Lower River Rd, Louisville, KY built?

12125 Lower River Rd, Louisville, KY was built in 1971, making it 55 years old.

What schools serve 12125 Lower River Rd, Louisville, KY?

12125 Lower River Rd, Louisville, KY is assigned to Valley High School (high), rated D-; Johnstown Road Elementary School (elementary), rated C; Stuart Middle School (middle), rated D. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12125 Lower River Rd, Louisville, KY compare to other homes in Louisville 40272?

Among the 13,737 homes in Louisville 40272, it is worth more than almost all of them ($464,963 against a typical $218,924), its price per square foot is higher than 88% of them ($223 against a typical $182), it is bigger than 93% of them (2,082 ft² against a typical 1,202 ft²), its lot is bigger than 96% of them (3.44 ac against a typical 0.24 ac) and it is newer than 66% of them (1971 against a typical 1964). Measured against all of Jefferson County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12125 Lower River Rd, Louisville, KY?

The 2025 property tax bill for 12125 Lower River Rd, Louisville, KY was $4,678. The county assessed it at $410,000.

More homes on Lower River Rd

Closest homes

More homes in Louisville 40272

Assigned schools

Explore the area

See this home in context

Open 12125 Lower River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map