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Single Family ResidenceResidential
$149,622$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

12186 W RIDGE RD

OBERLIN, OH 44074
3
Beds
2 / 1
Baths
1,415 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$129K low$170K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,510 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$63,249 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,965
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,284
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,249
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 252 ft²Porch · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keystone Elementary SchoolB-
Elementary · Grades PK–5 · 5.7 mi
M
Keystone Middle SchoolB-
Middle · Grades 6–8 · 5.7 mi
H
Keystone High SchoolB
High · Grades 9–12 · 6.0 mi

District: Keystone Local School District

Neighborhood · ZIP 44074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.13,003
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.270 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,359
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12186 W Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Oberlin 44074
  • Costs less per square foot than 87% of homes in Oberlin 44074
  • Smaller than 70% of homes in Oberlin 44074
  • Has a bigger lot than 82% of homes in Lorain County

What homes are worth in Oberlin 44074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$566K

This home is worth more than 10% of homes in Oberlin 44074.

How it measures up in Oberlin 44074

The dot is this home. The mark in the middle is the typical home in Oberlin 44074.

Estimated value$149,622
CheaperTypical $265,494Pricier

Pricier than 10% of homes nearby

Price per ft²$106
CheaperTypical $159Pricier

Pricier than 13% of homes nearby

Living area1,415 ft²
SmallerTypical 1,746 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.7 ac
SmallerTypical 0.5 acBigger

Bigger than 58% of homes nearby

Year built1960
OlderTypical 1961Newer

Newer than 49% of homes nearby

How 12186 W Ridge Rd ranks against every home in each area.
MeasureThis homeOberlin 44074Lorain County
Estimated valuepricier than$149,62210% of homes19% of homes
Price per ft²pricier than$10613% of homes15% of homes
Living areabigger than1,415 ft²30% of homes36% of homes
Lot sizebigger than0.7 ac58% of homes82% of homes
Year builtnewer than196049% of homes38% of homes

About 12186 W Ridge Rd

How much is 12186 W Ridge Rd, Oberlin, OH worth?

The TopHap Estimate for 12186 W Ridge Rd, Oberlin, OH is $149,622 as of Oct 21, 2026. The likely range is $129,483 to $169,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12186 W Ridge Rd, Oberlin, OH?

12186 W Ridge Rd, Oberlin, OH has 3 bedrooms, 2 bathrooms, 1,415 square feet of living space and a 0.70-acre lot.

When was 12186 W Ridge Rd, Oberlin, OH built?

12186 W Ridge Rd, Oberlin, OH was built in 1960, making it 66 years old. It is a conventional home. The building has 1 story.

What schools serve 12186 W Ridge Rd, Oberlin, OH?

12186 W Ridge Rd, Oberlin, OH is assigned to Keystone Elementary School (elementary), rated B-; Keystone Middle School (middle), rated B-; Keystone High School (high), rated B. All sit in Keystone Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12186 W Ridge Rd, Oberlin, OH compare to other homes in Oberlin 44074?

Among the 3,273 homes in Oberlin 44074, it is worth more than 10% of them ($149,622 against a typical $265,494), its price per square foot is higher than 13% of them ($106 against a typical $159), it is bigger than 30% of them (1,415 ft² against a typical 1,746 ft²), its lot is bigger than 58% of them (0.7 ac against a typical 0.5 ac) and it is newer than 49% of them (1960 against a typical 1961). Measured against all of Lorain County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12186 W Ridge Rd, Oberlin, OH?

The 2024 property tax bill for 12186 W Ridge Rd, Oberlin, OH was $2,510. The county assessed it at $63,249.

More homes on W Ridge Rd

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Assigned schools

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