Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential

12196 COOK RD

GAINES, MI 48436
1
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.89 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,348 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$106,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
34
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGENESEE
Lot (acres)The size of the land the home sits on, from county records.0.89
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gaines Elementary SchoolC
Elementary · Grades KG–5 · 2.0 mi
M
Swartz Creek Middle SchoolC-
Middle · Grades 6–8 · 5.4 mi
H
Swartz Creek High SchoolC-
High · Grades 9–12 · 5.5 mi

District: Swartz Creek Community Schools

Neighborhood · ZIP 48436These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.27
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.122 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,140
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12196 Cook Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Genesee County
  • Has a smaller lot than 82% of homes in Gaines 48436
  • Newer than 66% of homes in Genesee County

How it measures up in Gaines 48436

The dot is this home. The mark in the middle is the typical home in Gaines 48436.

Living area1,620 ft²
SmallerTypical 1,547 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.89 ac
SmallerTypical 2.02 acBigger

Bigger than 18% of homes nearby

Year built1974
OlderTypical 1978Newer

Newer than 42% of homes nearby

How 12196 Cook Rd ranks against every home in each area.
MeasureThis homeGaines 48436Genesee County
Living areabigger than1,620 ft²55% of homes68% of homes
Lot sizebigger than0.89 ac18% of homes78% of homes
Year builtnewer than197442% of homes66% of homes

About 12196 Cook Rd

When did 12196 Cook Rd, Gaines, MI last sell?

12196 Cook Rd, Gaines, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12196 Cook Rd, Gaines, MI?

12196 Cook Rd, Gaines, MI has 1 bathrooms, 1,620 square feet of living space and a 0.89-acre lot.

When was 12196 Cook Rd, Gaines, MI built?

12196 Cook Rd, Gaines, MI was built in 1974, making it 52 years old.

What schools serve 12196 Cook Rd, Gaines, MI?

12196 Cook Rd, Gaines, MI is assigned to Gaines Elementary School (elementary), rated C; Swartz Creek Middle School (middle), rated C-; Swartz Creek High School (high), rated C-. All sit in Swartz Creek Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12196 Cook Rd, Gaines, MI compare to other homes in Gaines 48436?

Among the 1,469 homes in Gaines 48436, it is bigger than 55% of them (1,620 ft² against a typical 1,547 ft²), its lot is bigger than 18% of them (0.89 ac against a typical 2.02 ac) and it is newer than 42% of them (1974 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12196 Cook Rd, Gaines, MI?

The 2025 property tax bill for 12196 Cook Rd, Gaines, MI was $2,348. The county assessed it at $106,800.

More homes on Cook Rd

Closest homes

More homes in Gaines 48436

Assigned schools

Explore the area

See this home in context

Open 12196 Cook Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map