Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$455,209$383 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

122 CENTRAL ST

ASHLAND, MA 01721
2
Beds
2 / 1
Baths
1,188 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$455K
$417K low$493K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,209
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,767
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$348,000
GUARANTEED RATE INC · R · recorded Jun 21, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,049 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$395,400 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$395,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$381,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMiddlesex
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA
High · Grades 9–12 · 0.7 mi
M
Ashland Middle SchoolA
Middle · Grades 6–8 · 1.0 mi
E
Henry E Warren Elementary School
Elementary · Grades KG–2 · 1.4 mi

District: Ashland School District

Neighborhood · ZIP 01721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.18,969
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,481 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$135,702
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,800
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

122 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ashland 01721
  • Costs less per square foot than 72% of homes in Middlesex County
  • Smaller than 90% of homes in Ashland 01721
  • Newer than 72% of homes in Middlesex County

What homes are worth in Ashland 01721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$432K$1.3M

This home is worth more than 3% of homes in Ashland 01721.

How it measures up in Ashland 01721

The dot is this home. The mark in the middle is the typical home in Ashland 01721.

Estimated value$455,209
CheaperTypical $682,050Pricier

Pricier than 3% of homes nearby

Price per ft²$383
CheaperTypical $390Pricier

Pricier than 46% of homes nearby

Living area1,188 ft²
SmallerTypical 1,800 ft²Bigger

Bigger than 10% of homes nearby

Year built1979
OlderTypical 1984Newer

Newer than 38% of homes nearby

How 122 Central St ranks against every home in each area.
MeasureThis homeAshland 01721Middlesex County
Estimated valuepricier than$455,2093% of homes10% of homes
Price per ft²pricier than$38346% of homes28% of homes
Living areabigger than1,188 ft²10% of homes19% of homes
Year builtnewer than197938% of homes72% of homes

About 122 Central St

How much is 122 Central St, Ashland, MA worth?

The TopHap Estimate for 122 Central St, Ashland, MA is $455,209 as of Jul 14, 2026. The likely range is $417,420 to $492,998. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 122 Central St, Ashland, MA?

122 Central St, Ashland, MA has 2 bedrooms, 2 bathrooms and 1,188 square feet of living space.

When was 122 Central St, Ashland, MA built?

122 Central St, Ashland, MA was built in 1979, making it 47 years old. It is a conventional home. The building has 2 stories.

What schools serve 122 Central St, Ashland, MA?

122 Central St, Ashland, MA is assigned to Ashland High School (high), rated A; Ashland Middle School (middle), rated A; Henry E Warren Elementary School (elementary). All sit in Ashland School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 122 Central St, Ashland, MA compare to other homes in Ashland 01721?

Among the 6,092 homes in Ashland 01721, it is worth more than 3% of them ($455,209 against a typical $682,050), its price per square foot is higher than 46% of them ($383 against a typical $390), it is bigger than 10% of them (1,188 ft² against a typical 1,800 ft²) and it is newer than 38% of them (1979 against a typical 1984). Measured against all of Middlesex County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 122 Central St, Ashland, MA?

The 2025 property tax bill for 122 Central St, Ashland, MA was $5,049. The county assessed it at $395,400.

Closest homes

More homes in Ashland 01721

Assigned schools

Explore the area

See this home in context

Open 122 Central St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map