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Single Family ResidenceResidential
$174,401$200 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $254,990 on Jul 7, 2025

122 PAYNE RD SW

ROME, GA 30165
1
Baths
870 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$174K
$141K low$208K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$254,990 · Jul 7, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.145%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,371
NVR MORTGAGE FINANCE · recorded Jul 7, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$486 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,743 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,006
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$39,737
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,526
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$114,359

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
87
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFloyd
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Alto Park Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
H
Coosa High SchoolB
High · Grades 9–12 · 4.7 mi
M
Coosa Middle SchoolB-
Middle · Grades 6–8 · 4.8 mi

District: Floyd County School District

Neighborhood · ZIP 30165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.45,389
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.252 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,264
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,388
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

122 Payne Rd Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Rome 30165
  • Costs more per square foot than 90% of homes in Rome 30165
  • Smaller than 95% of homes in Rome 30165
  • Has a smaller lot than 86% of homes in Rome 30165
  • Older than 72% of homes in Rome 30165

What homes are worth in Rome 30165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$795K

This home is worth more than 31% of homes in Rome 30165.

How it measures up in Rome 30165

The dot is this home. The mark in the middle is the typical home in Rome 30165.

Estimated value$174,401
CheaperTypical $226,704Pricier

Pricier than 31% of homes nearby

Price per ft²$200
CheaperTypical $145Pricier

Pricier than 90% of homes nearby

Living area870 ft²
SmallerTypical 1,564 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.24 ac
SmallerTypical 0.41 acBigger

Bigger than 14% of homes nearby

Year built1958
OlderTypical 1973Newer

Newer than 28% of homes nearby

How 122 Payne Rd Sw ranks against every home in each area.
MeasureThis homeRome 30165Floyd County
Estimated valuepricier than$174,40131% of homes35% of homes
Price per ft²pricier than$20090% of homes87% of homes
Living areabigger than870 ft²5% of homes6% of homes
Lot sizebigger than0.24 ac14% of homes17% of homes
Year builtnewer than195828% of homes33% of homes

About 122 Payne Rd Sw

How much is 122 Payne Rd Sw, Rome, GA worth?

The TopHap Estimate for 122 Payne Rd Sw, Rome, GA is $174,401 as of Jul 14, 2026. The likely range is $140,595 to $208,207. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 122 Payne Rd Sw, Rome, GA last sell?

122 Payne Rd Sw, Rome, GA last sold on Jul 7, 2025 for $254,990, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 122 Payne Rd Sw, Rome, GA?

122 Payne Rd Sw, Rome, GA has 1 bathrooms, 870 square feet of living space and a 0.24-acre lot.

When was 122 Payne Rd Sw, Rome, GA built?

122 Payne Rd Sw, Rome, GA was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 122 Payne Rd Sw, Rome, GA?

122 Payne Rd Sw, Rome, GA is assigned to Alto Park Elementary School (elementary), rated B; Coosa High School (high), rated B; Coosa Middle School (middle), rated B-. All sit in Floyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 122 Payne Rd Sw, Rome, GA compare to other homes in Rome 30165?

Among the 13,581 homes in Rome 30165, it is worth more than 31% of them ($174,401 against a typical $226,704), its price per square foot is higher than 90% of them ($200 against a typical $145), it is bigger than 5% of them (870 ft² against a typical 1,564 ft²), its lot is bigger than 14% of them (0.24 ac against a typical 0.41 ac) and it is newer than 28% of them (1958 against a typical 1973). Measured against all of Floyd County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 122 Payne Rd Sw, Rome, GA?

The 2025 property tax bill for 122 Payne Rd Sw, Rome, GA was $486. The county assessed it at $45,743.

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