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Single Family ResidenceResidential
$534,865$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

122 SHIRLEY ST

PEPPERELL, MA 01463
4
Beds
1.5
Baths
2,460 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$535K
$466K low$604K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.116%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$430,000
N MIDDLESEX SAVINGS BANK · recorded Jun 15, 2000
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
N MIDDLESEX SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,352 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$502,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$167,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$334,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$561,355

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.47 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.1.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Varnum Brook Elementary SchoolC+
Elementary · Grades KG–4 · 2.7 mi
M
Nissitissit Middle SchoolB-
Middle · Grades 5–8 · 3.0 mi
H
North Middlesex Regional High SchoolB-
High · Grades 9–12 · 3.1 mi

District: North Middlesex School District

Neighborhood · ZIP 01463These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.52
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,943
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.514 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,493
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

122 Shirley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Middlesex County
  • Among the lowest price per square foot in Middlesex County
  • Bigger than 73% of homes in Middlesex County
  • Has a bigger lot than 84% of homes in Middlesex County
  • Older than 73% of homes in Pepperell 01463

What homes are worth in Pepperell 01463

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$944K

This home is worth more than 50% of homes in Pepperell 01463.

How it measures up in Pepperell 01463

The dot is this home. The mark in the middle is the typical home in Pepperell 01463.

Estimated value$534,865
CheaperTypical $535,903Pricier

Pricier than 50% of homes nearby

Price per ft²$217
CheaperTypical $268Pricier

Pricier than 14% of homes nearby

Living area2,460 ft²
SmallerTypical 2,044 ft²Bigger

Bigger than 69% of homes nearby

Lot size1.3 ac
SmallerTypical 1.53 acBigger

Bigger than 47% of homes nearby

Year built1966
OlderTypical 1981Newer

Newer than 27% of homes nearby

How 122 Shirley St ranks against every home in each area.
MeasureThis homePepperell 01463Middlesex County
Estimated valuepricier than$534,86550% of homes17% of homes
Price per ft²pricier than$21714% of homesalmost no homes
Living areabigger than2,460 ft²69% of homes73% of homes
Lot sizebigger than1.3 ac47% of homes84% of homes
Year builtnewer than196627% of homes60% of homes

About 122 Shirley St

How much is 122 Shirley St, Pepperell, MA worth?

The TopHap Estimate for 122 Shirley St, Pepperell, MA is $534,865 as of Jul 14, 2026. The likely range is $466,090 to $603,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 122 Shirley St, Pepperell, MA last sell?

122 Shirley St, Pepperell, MA last sold on Jul 29, 2015, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 122 Shirley St, Pepperell, MA?

122 Shirley St, Pepperell, MA has 4 bedrooms, 1.5 bathrooms, 2,460 square feet of living space and a 1.30-acre lot.

When was 122 Shirley St, Pepperell, MA built?

122 Shirley St, Pepperell, MA was built in 1966, making it 60 years old. It is a cape cod home. The building has 2 stories.

What schools serve 122 Shirley St, Pepperell, MA?

122 Shirley St, Pepperell, MA is assigned to Varnum Brook Elementary School (elementary), rated C+; Nissitissit Middle School (middle), rated B-; North Middlesex Regional High School (high), rated B-. All sit in North Middlesex School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 122 Shirley St, Pepperell, MA compare to other homes in Pepperell 01463?

Among the 3,872 homes in Pepperell 01463, it is worth more than 50% of them ($534,865 against a typical $535,903), its price per square foot is higher than 14% of them ($217 against a typical $268), it is bigger than 69% of them (2,460 ft² against a typical 2,044 ft²), its lot is bigger than 47% of them (1.3 ac against a typical 1.53 ac) and it is newer than 27% of them (1966 against a typical 1981). Measured against all of Middlesex County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 122 Shirley St, Pepperell, MA?

The 2025 property tax bill for 122 Shirley St, Pepperell, MA was $7,352. The county assessed it at $502,500.

Closest homes

More homes in Pepperell 01463

Assigned schools

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