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Single Family ResidenceResidential
$454,414$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $222,000 on Feb 3, 2017

1220 SPECULATOR CT

LEXINGTON, KY 40514
5
Beds
4 / 1
Baths
1,986 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$454K
$429K low$480K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$222,000 · Feb 3, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,610 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$291,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$265,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$291,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFayette
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stonewall Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
M
Jessie M. Clark Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
H
Lafayette High SchoolA+
High · Grades 9–12 · 3.7 mi

District: Fayette County School District

Neighborhood · ZIP 40514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.171
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.15,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,383 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,991
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,536
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1220 Speculator Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Lexington 40514
  • Costs more per square foot than 75% of homes in Lexington 40514
  • Bigger than 68% of homes in Fayette County
  • Has a bigger lot than 89% of homes in Lexington 40514
  • Newer than 69% of homes in Fayette County

What homes are worth in Lexington 40514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$219K$601K

This home is worth more than 82% of homes in Lexington 40514.

How it measures up in Lexington 40514

The dot is this home. The mark in the middle is the typical home in Lexington 40514.

Estimated value$454,414
CheaperTypical $360,760Pricier

Pricier than 82% of homes nearby

Price per ft²$229
CheaperTypical $205Pricier

Pricier than 75% of homes nearby

Living area1,986 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.28 ac
SmallerTypical 0.18 acBigger

Bigger than 89% of homes nearby

Year built1996
OlderTypical 1994Newer

Newer than 62% of homes nearby

How 1220 Speculator Ct ranks against every home in each area.
MeasureThis homeLexington 40514Fayette County
Estimated valuepricier than$454,41482% of homes77% of homes
Price per ft²pricier than$22975% of homes71% of homes
Living areabigger than1,986 ft²64% of homes68% of homes
Lot sizebigger than0.28 ac89% of homes81% of homes
Year builtnewer than199662% of homes69% of homes

About 1220 Speculator Ct

How much is 1220 Speculator Ct, Lexington, KY worth?

The TopHap Estimate for 1220 Speculator Ct, Lexington, KY is $454,414 as of Aug 30, 2026. The likely range is $428,726 to $480,102. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1220 Speculator Ct, Lexington, KY last sell?

1220 Speculator Ct, Lexington, KY last sold on Feb 3, 2017 for $222,000, according to the county's recorded deed.

How big is 1220 Speculator Ct, Lexington, KY?

1220 Speculator Ct, Lexington, KY has 5 bedrooms, 4 bathrooms, 1,986 square feet of living space and a 0.28-acre lot.

When was 1220 Speculator Ct, Lexington, KY built?

1220 Speculator Ct, Lexington, KY was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 1220 Speculator Ct, Lexington, KY?

1220 Speculator Ct, Lexington, KY is assigned to Stonewall Elementary School (elementary), rated A; Jessie M. Clark Middle School (middle), rated A-; Lafayette High School (high), rated A+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1220 Speculator Ct, Lexington, KY compare to other homes in Lexington 40514?

Among the 5,933 homes in Lexington 40514, it is worth more than 82% of them ($454,414 against a typical $360,760), its price per square foot is higher than 75% of them ($229 against a typical $205), it is bigger than 64% of them (1,986 ft² against a typical 1,705 ft²), its lot is bigger than 89% of them (0.28 ac against a typical 0.18 ac) and it is newer than 62% of them (1996 against a typical 1994). Measured against all of Fayette County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1220 Speculator Ct, Lexington, KY?

The 2025 property tax bill for 1220 Speculator Ct, Lexington, KY was $3,610. The county assessed it at $291,900.

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