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Single Family ResidenceResidential
$239,962$267 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1221 ROSEMARY LN

SOUTH BEND, IN 46617
2
Beds
1
Baths
900 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1950
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$240K
$226K low$254K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.136%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$334,000
LAKE CITY BANK · recorded Mar 20, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,978 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$198,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Joseph
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 112 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jefferson Traditional SchoolC-
Middle · Grades 6–8 · 1.7 mi
H
Adams High SchoolC+
High · Grades 9–12 · 1.8 mi
E
Nuner Fine Arts AcademyD+
Elementary · Grades PK–5 · 2.2 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46617These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,964
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,886 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,993
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1221 Rosemary Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in South Bend 46617
  • Costs more per square foot than 91% of homes in St. Joseph County
  • Smaller than 85% of homes in South Bend 46617
  • Has a bigger lot than 77% of homes in South Bend 46617

What homes are worth in South Bend 46617

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$1.6M

This home is worth more than 28% of homes in South Bend 46617.

How it measures up in South Bend 46617

The dot is this home. The mark in the middle is the typical home in South Bend 46617.

Estimated value$239,962
CheaperTypical $330,698Pricier

Pricier than 28% of homes nearby

Price per ft²$267
CheaperTypical $221Pricier

Pricier than 65% of homes nearby

Living area900 ft²
SmallerTypical 1,476 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.24 ac
SmallerTypical 0.15 acBigger

Bigger than 77% of homes nearby

Year built1950
OlderTypical 1948Newer

Newer than 56% of homes nearby

How 1221 Rosemary Ln ranks against every home in each area.
MeasureThis homeSouth Bend 46617St. Joseph County
Estimated valuepricier than$239,96228% of homes58% of homes
Price per ft²pricier than$26765% of homes91% of homes
Living areabigger than900 ft²15% of homes16% of homes
Lot sizebigger than0.24 ac77% of homes49% of homes
Year builtnewer than195056% of homes39% of homes

About 1221 Rosemary Ln

How much is 1221 Rosemary Ln, South Bend, IN worth?

The TopHap Estimate for 1221 Rosemary Ln, South Bend, IN is $239,962 as of Jul 14, 2026. The likely range is $225,678 to $254,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1221 Rosemary Ln, South Bend, IN last sell?

1221 Rosemary Ln, South Bend, IN last sold on Feb 27, 2008, according to the county's recorded deed.

How big is 1221 Rosemary Ln, South Bend, IN?

1221 Rosemary Ln, South Bend, IN has 2 bedrooms, 1 bathrooms, 900 square feet of living space and a 0.24-acre lot.

When was 1221 Rosemary Ln, South Bend, IN built?

1221 Rosemary Ln, South Bend, IN was built in 1950, making it 76 years old. The building has 1 story.

What schools serve 1221 Rosemary Ln, South Bend, IN?

1221 Rosemary Ln, South Bend, IN is assigned to Jefferson Traditional School (middle), rated C-; Adams High School (high), rated C+; Nuner Fine Arts Academy (elementary), rated D+. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1221 Rosemary Ln, South Bend, IN compare to other homes in South Bend 46617?

Among the 4,376 homes in South Bend 46617, it is worth more than 28% of them ($239,962 against a typical $330,698), its price per square foot is higher than 65% of them ($267 against a typical $221), it is bigger than 15% of them (900 ft² against a typical 1,476 ft²), its lot is bigger than 77% of them (0.24 ac against a typical 0.15 ac) and it is newer than 56% of them (1950 against a typical 1948). Measured against all of St. Joseph County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1221 Rosemary Ln, South Bend, IN?

The 2024 property tax bill for 1221 Rosemary Ln, South Bend, IN was $1,978. The county assessed it at $198,200.

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