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Single Family ResidenceResidential
$178,892$137 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12245 S MAIN ST

RICHARDS, MO 64778
3
Beds
1
Baths
1,306 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$179K
$168K low$189K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$178,892
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,114

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$88 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,550 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$8,158

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVernon
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nevada Middle SchoolB
Middle · Grades 6–8 · 11.1 mi
H
Nevada High SchoolC+
High · Grades 9–12 · 11.4 mi

District: Nevada R-V School District

Neighborhood · ZIP 64778These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.8 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,317
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12245 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Richards 64778
  • Costs less per square foot than 86% of homes in Richards 64778
  • Has a smaller lot than 89% of homes in Richards 64778
  • Older than 76% of homes in Richards 64778

What homes are worth in Richards 64778

Each bar is how many homes fall in that price range. The marker is this home.

This home
$140K$917K

This home is worth more than 6% of homes in Richards 64778.

How it measures up in Richards 64778

The dot is this home. The mark in the middle is the typical home in Richards 64778.

Estimated value$178,892
CheaperTypical $328,893Pricier

Pricier than 6% of homes nearby

Price per ft²$137
CheaperTypical $216Pricier

Pricier than 14% of homes nearby

Living area1,306 ft²
SmallerTypical 1,493 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.3 ac
SmallerTypical 19.1 acBigger

Bigger than 11% of homes nearby

Year built1940
OlderTypical 1978Newer

Newer than 24% of homes nearby

How 12245 S Main St ranks against every home in each area.
MeasureThis homeRichards 64778Vernon County
Estimated valuepricier than$178,8926% of homes46% of homes
Price per ft²pricier than$13714% of homes51% of homes
Living areabigger than1,306 ft²42% of homes42% of homes
Lot sizebigger than0.3 ac11% of homes30% of homes
Year builtnewer than194024% of homes29% of homes

About 12245 S Main St

How much is 12245 S Main St, Richards, MO worth?

The TopHap Estimate for 12245 S Main St, Richards, MO is $178,892 as of Jul 14, 2026. The likely range is $168,333 to $189,451. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12245 S Main St, Richards, MO last sell?

12245 S Main St, Richards, MO last sold on Aug 31, 2021, according to the county's recorded deed.

How big is 12245 S Main St, Richards, MO?

12245 S Main St, Richards, MO has 3 bedrooms, 1 bathrooms, 1,306 square feet of living space and a 0.30-acre lot.

When was 12245 S Main St, Richards, MO built?

12245 S Main St, Richards, MO was built in 1940, making it 86 years old. The building has 2 stories.

What schools serve 12245 S Main St, Richards, MO?

12245 S Main St, Richards, MO is assigned to Nevada Middle School (middle), rated B; Nevada High School (high), rated C+. All sit in Nevada R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12245 S Main St, Richards, MO compare to other homes in Richards 64778?

Among the 406 homes in Richards 64778, it is worth more than 6% of them ($178,892 against a typical $328,893), its price per square foot is higher than 14% of them ($137 against a typical $216), it is bigger than 42% of them (1,306 ft² against a typical 1,493 ft²), its lot is bigger than 11% of them (0.3 ac against a typical 19.1 ac) and it is newer than 24% of them (1940 against a typical 1978). Measured against all of Vernon County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12245 S Main St, Richards, MO?

The 2025 property tax bill for 12245 S Main St, Richards, MO was $88. The county assessed it at $1,550.

Closest homes

More homes in Richards 64778

Assigned schools

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