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Single Family ResidenceResidential
$79,917$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

1228 CLAY ST

HENDERSON, KY 42420
2
Beds
1
Baths
952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$80K
$68K low$92K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$527 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,500 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 140 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Heights Elementary SchoolD+
Elementary · Grades KG–5 · 0.5 mi
M
Henderson County North Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
Henderson County High SchoolA-
High · Grades 9–12 · 1.2 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1228 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Henderson 42420
  • Costs less per square foot than 77% of homes in Henderson 42420
  • Smaller than 90% of homes in Henderson County
  • Has a smaller lot than 92% of homes in Henderson County
  • Older than 80% of homes in Henderson County

What homes are worth in Henderson 42420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$544K

This home is worth more than 13% of homes in Henderson 42420.

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Estimated value$79,917
CheaperTypical $188,725Pricier

Pricier than 13% of homes nearby

Price per ft²$84
CheaperTypical $126Pricier

Pricier than 23% of homes nearby

Living area952 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.12 ac
SmallerTypical 0.28 acBigger

Bigger than 10% of homes nearby

Year built1948
OlderTypical 1975Newer

Newer than 21% of homes nearby

How 1228 Clay St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Estimated valuepricier than$79,91713% of homes13% of homes
Price per ft²pricier than$8423% of homes24% of homes
Living areabigger than952 ft²11% of homes10% of homes
Lot sizebigger than0.12 ac10% of homes8% of homes
Year builtnewer than194821% of homes20% of homes

About 1228 Clay St

How much is 1228 Clay St, Henderson, KY worth?

The TopHap Estimate for 1228 Clay St, Henderson, KY is $79,917 as of Oct 21, 2026. The likely range is $67,725 to $92,109. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1228 Clay St, Henderson, KY?

1228 Clay St, Henderson, KY has 2 bedrooms, 1 bathrooms, 952 square feet of living space and a 0.12-acre lot.

When was 1228 Clay St, Henderson, KY built?

1228 Clay St, Henderson, KY was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 1228 Clay St, Henderson, KY?

1228 Clay St, Henderson, KY is assigned to South Heights Elementary School (elementary), rated D+; Henderson County North Middle School (middle), rated B-; Henderson County High School (high), rated A-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1228 Clay St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is worth more than 13% of them ($79,917 against a typical $188,725), its price per square foot is higher than 23% of them ($84 against a typical $126), it is bigger than 11% of them (952 ft² against a typical 1,500 ft²), its lot is bigger than 10% of them (0.12 ac against a typical 0.28 ac) and it is newer than 21% of them (1948 against a typical 1975). Measured against all of Henderson County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1228 Clay St, Henderson, KY?

The 2025 property tax bill for 1228 Clay St, Henderson, KY was $527. The county assessed it at $47,500.

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