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Single Family ResidenceResidential
$170,831$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Aug 11, 2017

12286 US HIGHWAY 41 S

ROBARDS, KY 42452
0
Baths
1,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$171K
$150K low$191K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Aug 11, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.144%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$151,915
INDEPENDENCE BANK OF KENTUCKY · recorded Jan 4, 2023
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$121,600
INDEPENDENCE BANK OF KENTUCKY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,717 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$149,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$149,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
37
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
30
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.1.32
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Niagara Elementary SchoolA-
Elementary · Grades KG–5 · 1.6 mi
H
Henderson County High SchoolA
High · Grades 9–12 · 5.9 mi
M
Henderson County South Middle SchoolB-
Middle · Grades 6–8 · 6.5 mi

District: Henderson County School District

Neighborhood · ZIP 42452These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.142

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,576
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,433
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,291
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12286 Us Highway 41 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Henderson County
  • Smaller than 87% of homes in Robards 42452
  • Has a bigger lot than 81% of homes in Henderson County
  • Older than 76% of homes in Robards 42452

What homes are worth in Robards 42452

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$541K

This home is worth more than 40% of homes in Robards 42452.

How it measures up in Robards 42452

The dot is this home. The mark in the middle is the typical home in Robards 42452.

Estimated value$170,831
CheaperTypical $194,333Pricier

Pricier than 40% of homes nearby

Price per ft²$159
CheaperTypical $122Pricier

Pricier than 79% of homes nearby

Living area1,075 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 13% of homes nearby

Lot size1.32 ac
SmallerTypical 1.93 acBigger

Bigger than 40% of homes nearby

Year built1972
OlderTypical 1985Newer

Newer than 24% of homes nearby

How 12286 Us Highway 41 S ranks against every home in each area.
MeasureThis homeRobards 42452Henderson County
Estimated valuepricier than$170,83140% of homes46% of homes
Price per ft²pricier than$15979% of homes86% of homes
Living areabigger than1,075 ft²13% of homes19% of homes
Lot sizebigger than1.32 ac40% of homes81% of homes
Year builtnewer than197224% of homes45% of homes

About 12286 Us Highway 41 S

How much is 12286 Us Highway 41 S, Robards, KY worth?

The TopHap Estimate for 12286 Us Highway 41 S, Robards, KY is $170,831 as of Jul 14, 2026. The likely range is $150,309 to $191,353. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12286 Us Highway 41 S, Robards, KY last sell?

12286 Us Highway 41 S, Robards, KY last sold on Aug 11, 2017 for $90,000, according to the county's recorded deed.

How big is 12286 Us Highway 41 S, Robards, KY?

12286 Us Highway 41 S, Robards, KY has 1,075 square feet of living space and a 1.32-acre lot.

When was 12286 Us Highway 41 S, Robards, KY built?

12286 Us Highway 41 S, Robards, KY was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 12286 Us Highway 41 S, Robards, KY?

12286 Us Highway 41 S, Robards, KY is assigned to Niagara Elementary School (elementary), rated A-; Henderson County High School (high), rated A; Henderson County South Middle School (middle), rated B-. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12286 Us Highway 41 S, Robards, KY compare to other homes in Robards 42452?

Among the 865 homes in Robards 42452, it is worth more than 40% of them ($170,831 against a typical $194,333), its price per square foot is higher than 79% of them ($159 against a typical $122), it is bigger than 13% of them (1,075 ft² against a typical 1,600 ft²), its lot is bigger than 40% of them (1.32 ac against a typical 1.93 ac) and it is newer than 24% of them (1972 against a typical 1985). Measured against all of Henderson County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12286 Us Highway 41 S, Robards, KY?

The 2025 property tax bill for 12286 Us Highway 41 S, Robards, KY was $1,717. The county assessed it at $149,900.

Closest homes

More homes in Robards 42452

Assigned schools

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