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Single Family ResidenceResidential

12295 WHISPER RIDGE DR

FREELAND, MI 48623
3
Beds
3 / 1
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,352 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$134,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaginaw
Lot (acres)The size of the land the home sits on, from county records.0.38
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool, Gunite
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,524 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Freeland Learning Center
Elementary · Grades PK–1 · 2.1 mi
M
Freeland Middle Schoolhigh SchoolA
Middle · Grades 6–12 · 2.4 mi

District: Freeland Community School District

Neighborhood · ZIP 48623These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.218 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12295 Whisper Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Saginaw County
  • Has a smaller lot than 69% of homes in Freeland 48623
  • Newer than 88% of homes in Saginaw County

How it measures up in Freeland 48623

The dot is this home. The mark in the middle is the typical home in Freeland 48623.

Living area1,664 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.38 ac
SmallerTypical 0.7 acBigger

Bigger than 31% of homes nearby

Year built1996
OlderTypical 1992Newer

Newer than 59% of homes nearby

How 12295 Whisper Ridge Dr ranks against every home in each area.
MeasureThis homeFreeland 48623Saginaw County
Living areabigger than1,664 ft²48% of homes68% of homes
Lot sizebigger than0.38 ac31% of homes58% of homes
Year builtnewer than199659% of homes88% of homes

About 12295 Whisper Ridge Dr

When did 12295 Whisper Ridge Dr, Freeland, MI last sell?

12295 Whisper Ridge Dr, Freeland, MI last sold on Aug 26, 2022, according to the county's recorded deed.

How big is 12295 Whisper Ridge Dr, Freeland, MI?

12295 Whisper Ridge Dr, Freeland, MI has 3 bedrooms, 3 bathrooms, 1,664 square feet of living space and a 0.38-acre lot.

When was 12295 Whisper Ridge Dr, Freeland, MI built?

12295 Whisper Ridge Dr, Freeland, MI was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 12295 Whisper Ridge Dr, Freeland, MI?

12295 Whisper Ridge Dr, Freeland, MI is assigned to Freeland Learning Center (elementary); Freeland Middle Schoolhigh School (middle), rated A. All sit in Freeland Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12295 Whisper Ridge Dr, Freeland, MI compare to other homes in Freeland 48623?

Among the 5,120 homes in Freeland 48623, it is bigger than 48% of them (1,664 ft² against a typical 1,690 ft²), its lot is bigger than 31% of them (0.38 ac against a typical 0.7 ac) and it is newer than 59% of them (1996 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12295 Whisper Ridge Dr, Freeland, MI?

The 2024 property tax bill for 12295 Whisper Ridge Dr, Freeland, MI was $4,352. The county assessed it at $134,000.

More homes on Whisper Ridge Dr

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Assigned schools

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