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Single Family ResidenceResidential
$500,379$314 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $215,000 on Mar 29, 2007

123 CHURCH ST

RICHMOND, VT 05477
2
Beds
0
Baths
1,595 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$500K
$486K low$515K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$215,000 · Mar 29, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$328,379
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$262,703
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,000
VERMONT STATE EMPLOYEES CU · recorded Mar 29, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,444 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,700 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$357,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHITTENDEN
Lot (acres)The size of the land the home sits on, from county records.0.25
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 05477These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,582
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.98 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,050
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Church St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Richmond 05477
  • Has a smaller lot than 91% of homes in Richmond 05477
  • Newer than 89% of homes in Chittenden County

What homes are worth in Richmond 05477

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.1M

This home is worth more than 44% of homes in Richmond 05477.

How it measures up in Richmond 05477

The dot is this home. The mark in the middle is the typical home in Richmond 05477.

Estimated value$500,379
CheaperTypical $526,406Pricier

Pricier than 44% of homes nearby

Price per ft²$314
CheaperTypical $332Pricier

Pricier than 34% of homes nearby

Living area1,595 ft²
SmallerTypical 1,635 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.25 ac
SmallerTypical 1.51 acBigger

Bigger than 9% of homes nearby

Year built2005
OlderTypical 1981Newer

Newer than 88% of homes nearby

How 123 Church St ranks against every home in each area.
MeasureThis homeRichmond 05477Chittenden County
Estimated valuepricier than$500,37944% of homes51% of homes
Price per ft²pricier than$31434% of homes53% of homes
Living areabigger than1,595 ft²47% of homes50% of homes
Lot sizebigger than0.25 ac9% of homes30% of homes
Year builtnewer than200588% of homes89% of homes

About 123 Church St

How much is 123 Church St, Richmond, VT worth?

The TopHap Estimate for 123 Church St, Richmond, VT is $500,379 as of Jul 14, 2026. The likely range is $485,785 to $514,973. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Church St, Richmond, VT last sell?

123 Church St, Richmond, VT last sold on Mar 29, 2007 for $215,000, according to the county's recorded deed.

How big is 123 Church St, Richmond, VT?

123 Church St, Richmond, VT has 2 bedrooms, 1,595 square feet of living space and a 0.25-acre lot.

When was 123 Church St, Richmond, VT built?

123 Church St, Richmond, VT was built in 2005, making it 21 years old. The building has 2 stories.

How does 123 Church St, Richmond, VT compare to other homes in Richmond 05477?

Among the 1,779 homes in Richmond 05477, it is worth more than 44% of them ($500,379 against a typical $526,406), its price per square foot is higher than 34% of them ($314 against a typical $332), it is bigger than 47% of them (1,595 ft² against a typical 1,635 ft²), its lot is bigger than 9% of them (0.25 ac against a typical 1.51 ac) and it is newer than 88% of them (2005 against a typical 1981). Measured against all of Chittenden County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Church St, Richmond, VT?

The 2022 property tax bill for 123 Church St, Richmond, VT was $5,444. The county assessed it at $357,700.

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