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Single Family ResidenceResidential
$293,980$510 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

123 COTTAGE RD

GRAY, ME 04039
1
Beds
1
Baths
576 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$294K
$247K low$341K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,808 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$290,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$102,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyCUMBERLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Russell School
Elementary · Grades KG–2 · 4.3 mi
M
Gray-New Gloucester Middle SchoolB
Middle · Grades 5–8 · 5.3 mi
H
Gray-New Gloucester High SchoolC-
High · Grades 9–12 · 5.3 mi

District: School Administrative District 15

Neighborhood · ZIP 04039These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.8,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.194 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,922
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,323
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Cottage Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Gray 04039
  • Costs more per square foot than 84% of homes in Gray 04039
  • Smaller than 98% of homes in Gray 04039
  • Has a smaller lot than 95% of homes in Gray 04039
  • Older than 94% of homes in Gray 04039

What homes are worth in Gray 04039

Each bar is how many homes fall in that price range. The marker is this home.

This home
$270K$964K

This home is worth more than 3% of homes in Gray 04039.

How it measures up in Gray 04039

The dot is this home. The mark in the middle is the typical home in Gray 04039.

Estimated value$293,980
CheaperTypical $515,041Pricier

Pricier than 3% of homes nearby

Price per ft²$510
CheaperTypical $348Pricier

Pricier than 84% of homes nearby

Living area576 ft²
SmallerTypical 1,491 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.2 ac
SmallerTypical 1.84 acBigger

Bigger than 5% of homes nearby

Year built1925
OlderTypical 1988Newer

Newer than 6% of homes nearby

How 123 Cottage Rd ranks against every home in each area.
MeasureThis homeGray 04039Cumberland County
Estimated valuepricier than$293,9803% of homes3% of homes
Price per ft²pricier than$51084% of homes76% of homes
Living areabigger than576 ft²2% of homes3% of homes
Lot sizebigger than0.2 ac5% of homes20% of homes
Year builtnewer than19256% of homes17% of homes

About 123 Cottage Rd

How much is 123 Cottage Rd, Gray, ME worth?

The TopHap Estimate for 123 Cottage Rd, Gray, ME is $293,980 as of Sep 24, 2026. The likely range is $246,726 to $341,234. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Cottage Rd, Gray, ME last sell?

123 Cottage Rd, Gray, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 123 Cottage Rd, Gray, ME?

123 Cottage Rd, Gray, ME has 1 bedrooms, 1 bathrooms, 576 square feet of living space and a 0.20-acre lot.

When was 123 Cottage Rd, Gray, ME built?

123 Cottage Rd, Gray, ME was built in 1925, making it 101 years old. It is a cottage home. The building has 1 story.

What schools serve 123 Cottage Rd, Gray, ME?

123 Cottage Rd, Gray, ME is assigned to Russell School (elementary); Gray-New Gloucester Middle School (middle), rated B; Gray-New Gloucester High School (high), rated C-. All sit in School Administrative District 15. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Cottage Rd, Gray, ME compare to other homes in Gray 04039?

Among the 3,756 homes in Gray 04039, it is worth more than 3% of them ($293,980 against a typical $515,041), its price per square foot is higher than 84% of them ($510 against a typical $348), it is bigger than 2% of them (576 ft² against a typical 1,491 ft²), its lot is bigger than 5% of them (0.2 ac against a typical 1.84 ac) and it is newer than 6% of them (1925 against a typical 1988). Measured against all of Cumberland County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Cottage Rd, Gray, ME?

The 2025 property tax bill for 123 Cottage Rd, Gray, ME was $2,808. The county assessed it at $290,100.

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Assigned schools

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