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Single Family ResidenceResidential
$343,563$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

123 EMERALD LOCH LN

RICHMOND, TX 77469
4
Beds
2
Baths
2,776 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$344K
$332K low$355K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$5,245
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$4,196
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.96%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$338,318
UNITED WHOLESALE MORTGAGE · recorded Jul 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,689 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,637 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$303,137
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,637
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$348,637

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFort Bend
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 326 ft²Porch · 36 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Phelan Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
M
Lamar Junior High SchoolB-
Middle · Grades 7–8 · 1.8 mi
H
Lamar Consolidated High SchoolC
High · Grades 9–12 · 2.0 mi

District: Lamar Consolidated Independent School District

Neighborhood · ZIP 77469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.66,911
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.590 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,362
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,495
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Emerald Loch Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Fort Bend County
  • Bigger than 73% of homes in Richmond 77469
  • Has a smaller lot than 86% of homes in Richmond 77469

What homes are worth in Richmond 77469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$885K

This home is worth more than 50% of homes in Richmond 77469.

How it measures up in Richmond 77469

The dot is this home. The mark in the middle is the typical home in Richmond 77469.

Estimated value$343,563
CheaperTypical $342,833Pricier

Pricier than 50% of homes nearby

Price per ft²$124
CheaperTypical $157Pricier

Pricier than 9% of homes nearby

Living area2,776 ft²
SmallerTypical 2,216 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.14 ac
SmallerTypical 0.18 acBigger

Bigger than 14% of homes nearby

Year built2007
OlderTypical 2014Newer

Newer than 37% of homes nearby

How 123 Emerald Loch Ln ranks against every home in each area.
MeasureThis homeRichmond 77469Fort Bend County
Estimated valuepricier than$343,56350% of homes38% of homes
Price per ft²pricier than$1249% of homes7% of homes
Living areabigger than2,776 ft²73% of homes62% of homes
Lot sizebigger than0.14 ac14% of homes17% of homes
Year builtnewer than200737% of homes57% of homes

About 123 Emerald Loch Ln

How much is 123 Emerald Loch Ln, Richmond, TX worth?

The TopHap Estimate for 123 Emerald Loch Ln, Richmond, TX is $343,563 as of Jul 14, 2026. The likely range is $332,097 to $355,029. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Emerald Loch Ln, Richmond, TX last sell?

123 Emerald Loch Ln, Richmond, TX last sold on Jul 11, 2023, according to the county's recorded deed.

How big is 123 Emerald Loch Ln, Richmond, TX?

123 Emerald Loch Ln, Richmond, TX has 4 bedrooms, 2 bathrooms, 2,776 square feet of living space and a 0.14-acre lot.

When was 123 Emerald Loch Ln, Richmond, TX built?

123 Emerald Loch Ln, Richmond, TX was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 123 Emerald Loch Ln, Richmond, TX?

123 Emerald Loch Ln, Richmond, TX is assigned to Phelan Elementary School (elementary), rated B+; Lamar Junior High School (middle), rated B-; Lamar Consolidated High School (high), rated C. All sit in Lamar Consolidated Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Emerald Loch Ln, Richmond, TX compare to other homes in Richmond 77469?

Among the 25,675 homes in Richmond 77469, it is worth more than 50% of them ($343,563 against a typical $342,833), its price per square foot is higher than 9% of them ($124 against a typical $157), it is bigger than 73% of them (2,776 ft² against a typical 2,216 ft²), its lot is bigger than 14% of them (0.14 ac against a typical 0.18 ac) and it is newer than 37% of them (2007 against a typical 2014). Measured against all of Fort Bend County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Emerald Loch Ln, Richmond, TX?

The 2025 property tax bill for 123 Emerald Loch Ln, Richmond, TX was $5,689. The county assessed it at $348,637.

Closest homes

More homes in Richmond 77469

Assigned schools

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