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Single Family ResidenceResidential
$270,284$162 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $110,000 on Oct 17, 2022

123 LOCUST ST

MANCHESTER, KY 40962
3
Beds
1
Baths
1,664 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$270K
$246K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Oct 17, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,313 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 1,084 ft²Porch · 308 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Clay County Middle SchoolC+
Middle · Grades 7–8 · 0.7 mi
E
Manchester Elementary SchoolA+
Elementary · Grades PK–6 · 2.0 mi
H
Clay County High SchoolB-
High · Grades 9–12 · 2.2 mi

District: Clay County School District

Neighborhood · ZIP 40962These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.16,045
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.49 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,504
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,801
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Locust St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Manchester 40962
  • Costs more per square foot than 98% of homes in Manchester 40962
  • Bigger than 78% of homes in Clay County
  • Has a smaller lot than 90% of homes in Clay County
  • Older than 71% of homes in Manchester 40962

What homes are worth in Manchester 40962

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$293K

This home is worth more than 97% of homes in Manchester 40962.

How it measures up in Manchester 40962

The dot is this home. The mark in the middle is the typical home in Manchester 40962.

Estimated value$270,284
CheaperTypical $80,110Pricier

Pricier than 97% of homes nearby

Price per ft²$162
CheaperTypical $64Pricier

Pricier than 98% of homes nearby

Living area1,664 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.31 ac
SmallerTypical 1.13 acBigger

Bigger than 11% of homes nearby

Year built1970
OlderTypical 1983Newer

Newer than 29% of homes nearby

How 123 Locust St ranks against every home in each area.
MeasureThis homeManchester 40962Clay County
Estimated valuepricier than$270,28497% of homes97% of homes
Price per ft²pricier than$16298% of homes98% of homes
Living areabigger than1,664 ft²77% of homes78% of homes
Lot sizebigger than0.31 ac11% of homes10% of homes
Year builtnewer than197029% of homes30% of homes

About 123 Locust St

How much is 123 Locust St, Manchester, KY worth?

The TopHap Estimate for 123 Locust St, Manchester, KY is $270,284 as of Sep 24, 2026. The likely range is $245,915 to $294,653. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Locust St, Manchester, KY last sell?

123 Locust St, Manchester, KY last sold on Oct 17, 2022 for $110,000, according to the county's recorded deed.

How big is 123 Locust St, Manchester, KY?

123 Locust St, Manchester, KY has 3 bedrooms, 1 bathrooms, 1,664 square feet of living space and a 0.32-acre lot.

When was 123 Locust St, Manchester, KY built?

123 Locust St, Manchester, KY was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 123 Locust St, Manchester, KY?

123 Locust St, Manchester, KY is assigned to Clay County Middle School (middle), rated C+; Manchester Elementary School (elementary), rated A+; Clay County High School (high), rated B-. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Locust St, Manchester, KY compare to other homes in Manchester 40962?

Among the 5,942 homes in Manchester 40962, it is worth more than 97% of them ($270,284 against a typical $80,110), its price per square foot is higher than 98% of them ($162 against a typical $64), it is bigger than 77% of them (1,664 ft² against a typical 1,200 ft²), its lot is bigger than 11% of them (0.31 ac against a typical 1.13 ac) and it is newer than 29% of them (1970 against a typical 1983). Measured against all of Clay County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Locust St, Manchester, KY?

The 2025 property tax bill for 123 Locust St, Manchester, KY was $1,313. The county assessed it at $110,000.

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