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Residential (General/Single)Residential
$564,990$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $550,000 on Jan 6, 2026

123 RAY ST

GARFIELD, NJ 07026
0
Baths
2,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$565K
$442K low$688K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Jan 6, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,351 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$412,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$412,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$412,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Washington Irving School #4B+
Elementary · Grades KG–5 · 0.2 mi
M
Garfield Middle SchoolD+
Middle · Grades 6–8 · 0.2 mi
H
Garfield High SchoolD
High · Grades 9–12 · 0.3 mi

District: Garfield City School District

Neighborhood · ZIP 07026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15,132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,448
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Bergen County
  • Among the lowest price per square foot in Bergen County
  • Bigger than 81% of homes in Garfield 07026
  • Has a smaller lot than 77% of homes in Bergen County
  • Newer than 91% of homes in Garfield 07026

What homes are worth in Garfield 07026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$332K$946K

This home is worth more than 32% of homes in Garfield 07026.

How it measures up in Garfield 07026

The dot is this home. The mark in the middle is the typical home in Garfield 07026.

Estimated value$564,990
CheaperTypical $630,862Pricier

Pricier than 32% of homes nearby

Price per ft²$232
CheaperTypical $354Pricier

Pricier than 3% of homes nearby

Living area2,440 ft²
SmallerTypical 1,829 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 48% of homes nearby

Year built1988
OlderTypical 1924Newer

Newer than 91% of homes nearby

How 123 Ray St ranks against every home in each area.
MeasureThis homeGarfield 07026Bergen County
Estimated valuepricier than$564,99032% of homes16% of homes
Price per ft²pricier than$2323% of homesalmost no homes
Living areabigger than2,440 ft²81% of homes73% of homes
Lot sizebigger than0.11 ac48% of homes23% of homes
Year builtnewer than198891% of homes84% of homes

About 123 Ray St

How much is 123 Ray St, Garfield, NJ worth?

The TopHap Estimate for 123 Ray St, Garfield, NJ is $564,990 as of Sep 24, 2026. The likely range is $442,427 to $687,553. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ray St, Garfield, NJ last sell?

123 Ray St, Garfield, NJ last sold on Jan 6, 2026 for $550,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 123 Ray St, Garfield, NJ?

123 Ray St, Garfield, NJ has 2,440 square feet of living space and a 0.12-acre lot.

When was 123 Ray St, Garfield, NJ built?

123 Ray St, Garfield, NJ was built in 1988, making it 38 years old.

What schools serve 123 Ray St, Garfield, NJ?

123 Ray St, Garfield, NJ is assigned to Washington Irving School #4 (elementary), rated B+; Garfield Middle School (middle), rated D+; Garfield High School (high), rated D. All sit in Garfield City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ray St, Garfield, NJ compare to other homes in Garfield 07026?

Among the 5,845 homes in Garfield 07026, it is worth more than 32% of them ($564,990 against a typical $630,862), its price per square foot is higher than 3% of them ($232 against a typical $354), it is bigger than 81% of them (2,440 ft² against a typical 1,829 ft²), its lot is bigger than 48% of them (0.11 ac against a typical 0.11 ac) and it is newer than 91% of them (1988 against a typical 1924). Measured against all of Bergen County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ray St, Garfield, NJ?

The 2025 property tax bill for 123 Ray St, Garfield, NJ was $14,351. The county assessed it at $412,500.

More homes on Ray St

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Assigned schools

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