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Single Family ResidenceResidential
$416,060$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $180,000 on Feb 24, 2003

123 RIDGE DR

ONEONTA, NY 13820
4
Beds
3 / 1
Baths
2,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$416K
$377K low$455K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · Feb 24, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,446 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$243,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$347,143

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOtsego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.61
HeatingThe type of heating system in the home.Electric
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 612 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valleyview Elementary SchoolC+
Elementary · Grades KG–5 · 2.0 mi
M
Oneonta Middle SchoolC+
Middle · Grades 6–8 · 2.5 mi
H
Oneonta Senior High SchoolB+
High · Grades 9–12 · 2.5 mi

District: Oneonta City School District

Neighborhood · ZIP 13820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,808
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,044
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,262
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Oneonta 13820
  • Costs more per square foot than 77% of homes in Oneonta 13820
  • Bigger than 84% of homes in Oneonta 13820
  • Newer than 90% of homes in Oneonta 13820

What homes are worth in Oneonta 13820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$515K

This home is worth more than 94% of homes in Oneonta 13820.

How it measures up in Oneonta 13820

The dot is this home. The mark in the middle is the typical home in Oneonta 13820.

Estimated value$416,060
CheaperTypical $216,896Pricier

Pricier than 94% of homes nearby

Price per ft²$182
CheaperTypical $146Pricier

Pricier than 77% of homes nearby

Living area2,288 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.61 ac
SmallerTypical 0.3 acBigger

Bigger than 63% of homes nearby

Year built1995
OlderTypical 1930Newer

Newer than 90% of homes nearby

How 123 Ridge Dr ranks against every home in each area.
MeasureThis homeOneonta 13820Otsego County
Estimated valuepricier than$416,06094% of homes88% of homes
Price per ft²pricier than$18277% of homes73% of homes
Living areabigger than2,288 ft²84% of homes83% of homes
Lot sizebigger than0.61 ac63% of homes36% of homes
Year builtnewer than199590% of homes84% of homes

About 123 Ridge Dr

How much is 123 Ridge Dr, Oneonta, NY worth?

The TopHap Estimate for 123 Ridge Dr, Oneonta, NY is $416,060 as of Sep 24, 2026. The likely range is $377,369 to $454,751. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ridge Dr, Oneonta, NY last sell?

123 Ridge Dr, Oneonta, NY last sold on Feb 24, 2003 for $180,000, according to the county's recorded deed.

How big is 123 Ridge Dr, Oneonta, NY?

123 Ridge Dr, Oneonta, NY has 4 bedrooms, 3 bathrooms, 2,288 square feet of living space and a 0.61-acre lot.

When was 123 Ridge Dr, Oneonta, NY built?

123 Ridge Dr, Oneonta, NY was built in 1995, making it 31 years old. It is a colonial home. The building has 2 stories.

What schools serve 123 Ridge Dr, Oneonta, NY?

123 Ridge Dr, Oneonta, NY is assigned to Valleyview Elementary School (elementary), rated C+; Oneonta Middle School (middle), rated C+; Oneonta Senior High School (high), rated B+. All sit in Oneonta City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ridge Dr, Oneonta, NY compare to other homes in Oneonta 13820?

Among the 5,785 homes in Oneonta 13820, it is worth more than 94% of them ($416,060 against a typical $216,896), its price per square foot is higher than 77% of them ($182 against a typical $146), it is bigger than 84% of them (2,288 ft² against a typical 1,584 ft²), its lot is bigger than 63% of them (0.61 ac against a typical 0.3 ac) and it is newer than 90% of them (1995 against a typical 1930). Measured against all of Otsego County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ridge Dr, Oneonta, NY?

The 2024 property tax bill for 123 Ridge Dr, Oneonta, NY was $7,446. The county assessed it at $243,000.

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