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Single Family ResidenceResidential
$227,157$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

123 RIDGE ST

WATERBURY, CT 06706
4
Beds
1.5
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$227K
$218K low$237K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$227,157
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$181,726

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,317 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,970 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,290
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$78,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,179

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyNAUGATUCK VALLEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1967
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wendell Cross Elementary SchoolD+
Elementary · Grades KG–5 · 1.4 mi
H
Crosby High SchoolF
High · Grades 9–12 · 3.0 mi
M
Wallace Middle SchoolC-
Middle · Grades 6–8 · 3.1 mi

District: Waterbury School District

Neighborhood · ZIP 06706These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,856
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,038 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,953
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Naugatuck Valley County
  • Costs less per square foot than 98% of homes in Naugatuck Valley County
  • Bigger than 65% of homes in Waterbury 06706
  • Has a bigger lot than 98% of homes in Washington Hill
  • Older than 88% of homes in Naugatuck Valley County

What homes are worth in Waterbury 06706

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$430K

This home is worth more than 17% of homes in Waterbury 06706.

How it measures up in Waterbury 06706

The dot is this home. The mark in the middle is the typical home in Waterbury 06706.

Estimated value$227,157
CheaperTypical $285,460Pricier

Pricier than 17% of homes nearby

Price per ft²$153
CheaperTypical $239Pricier

Pricier than 11% of homes nearby

Living area1,482 ft²
SmallerTypical 1,260 ft²Bigger

Bigger than 65% of homes nearby

Lot size0.42 ac
SmallerTypical 0.19 acBigger

Bigger than 91% of homes nearby

Year built1920
OlderTypical 1953Newer

Newer than 24% of homes nearby

How 123 Ridge St ranks against every home in each area.
MeasureThis homeWashington HillWaterbury 06706Naugatuck Valley County
Estimated valuepricier than$227,15757% of homes17% of homes7% of homes
Price per ft²pricier than$15341% of homes11% of homes2% of homes
Living areabigger than1,482 ft²54% of homes65% of homes49% of homes
Lot sizebigger than0.42 ac98% of homes91% of homes51% of homes
Year builtnewer than192046% of homes24% of homes12% of homes

About 123 Ridge St

How much is 123 Ridge St, Waterbury, CT worth?

The TopHap Estimate for 123 Ridge St, Waterbury, CT is $227,157 as of Jul 14, 2026. The likely range is $217,733 to $236,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ridge St, Waterbury, CT last sell?

123 Ridge St, Waterbury, CT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 123 Ridge St, Waterbury, CT?

123 Ridge St, Waterbury, CT has 4 bedrooms, 1.5 bathrooms, 1,482 square feet of living space and a 0.42-acre lot.

When was 123 Ridge St, Waterbury, CT built?

123 Ridge St, Waterbury, CT was built in 1920, making it 106 years old. It is a colonial home. The building has 2 stories.

What schools serve 123 Ridge St, Waterbury, CT?

123 Ridge St, Waterbury, CT is assigned to Wendell Cross Elementary School (elementary), rated D+; Crosby High School (high), rated F; Wallace Middle School (middle), rated C-. All sit in Waterbury School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ridge St, Waterbury, CT compare to other homes in Waterbury 06706?

Among the 3,471 homes in Waterbury 06706, it is worth more than 17% of them ($227,157 against a typical $285,460), its price per square foot is higher than 11% of them ($153 against a typical $239), it is bigger than 65% of them (1,482 ft² against a typical 1,260 ft²), its lot is bigger than 91% of them (0.42 ac against a typical 0.19 ac) and it is newer than 24% of them (1920 against a typical 1953). Measured against all of Naugatuck Valley County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ridge St, Waterbury, CT?

The 2024 property tax bill for 123 Ridge St, Waterbury, CT was $4,317. The county assessed it at $95,970.

Closest homes

More homes in Waterbury 06706

Assigned schools

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