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Single Family ResidenceResidential
$389,900$203 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $287,000 on Aug 28, 2026

123 RUBY LAKE DR

WINTER HAVEN, FL 33884
3
Beds
2
Baths
1,919 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$390K
$367K low$412K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$287,000 · Aug 28, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,855 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$278,647 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$76,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$202,647
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,127
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$278,647

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 81 ft²Porch · 85 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chain of Lakes Elementary SchoolB
Elementary · Grades PK–5 · 2.0 mi
M
Denison Middle SchoolD-
Middle · Grades 6–8 · 5.0 mi
H
Lake Region Senior HighD-
High · Grades 9–12 · 5.7 mi

District: Polk County School District

Neighborhood · ZIP 33884These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.220
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.39,448
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,510 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,984
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,444
Average tempThe average temperature here across a full year.73°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Ruby Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Polk County
  • Costs more per square foot than 89% of homes in Winter Haven 33884
  • Bigger than 69% of homes in Polk County
  • Has a bigger lot than 88% of homes in Winter Haven 33884

What homes are worth in Winter Haven 33884

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$897K

This home is worth more than 80% of homes in Winter Haven 33884.

How it measures up in Winter Haven 33884

The dot is this home. The mark in the middle is the typical home in Winter Haven 33884.

Estimated value$389,900
CheaperTypical $295,871Pricier

Pricier than 80% of homes nearby

Price per ft²$203
CheaperTypical $166Pricier

Pricier than 89% of homes nearby

Living area1,919 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.42 ac
SmallerTypical 0.18 acBigger

Bigger than 88% of homes nearby

Year built2000
OlderTypical 1999Newer

Newer than 52% of homes nearby

How 123 Ruby Lake Dr ranks against every home in each area.
MeasureThis homeWinter Haven 33884Polk County
Estimated valuepricier than$389,90080% of homes82% of homes
Price per ft²pricier than$20389% of homes82% of homes
Living areabigger than1,919 ft²60% of homes69% of homes
Lot sizebigger than0.42 ac88% of homes82% of homes
Year builtnewer than200052% of homes53% of homes

About 123 Ruby Lake Dr

How much is 123 Ruby Lake Dr, Winter Haven, FL worth?

The TopHap Estimate for 123 Ruby Lake Dr, Winter Haven, FL is $389,900 as of Sep 24, 2026. The likely range is $367,303 to $412,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Ruby Lake Dr, Winter Haven, FL last sell?

123 Ruby Lake Dr, Winter Haven, FL last sold on Aug 28, 2026 for $287,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 123 Ruby Lake Dr, Winter Haven, FL?

123 Ruby Lake Dr, Winter Haven, FL has 3 bedrooms, 2 bathrooms, 1,919 square feet of living space and a 0.41-acre lot.

When was 123 Ruby Lake Dr, Winter Haven, FL built?

123 Ruby Lake Dr, Winter Haven, FL was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 123 Ruby Lake Dr, Winter Haven, FL?

123 Ruby Lake Dr, Winter Haven, FL is assigned to Chain of Lakes Elementary School (elementary), rated B; Denison Middle School (middle), rated D-; Lake Region Senior High (high), rated D-. All sit in Polk County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Ruby Lake Dr, Winter Haven, FL compare to other homes in Winter Haven 33884?

Among the 15,783 homes in Winter Haven 33884, it is worth more than 80% of them ($389,900 against a typical $295,871), its price per square foot is higher than 89% of them ($203 against a typical $166), it is bigger than 60% of them (1,919 ft² against a typical 1,760 ft²), its lot is bigger than 88% of them (0.42 ac against a typical 0.18 ac) and it is newer than 52% of them (2000 against a typical 1999). Measured against all of Polk County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Ruby Lake Dr, Winter Haven, FL?

The 2025 property tax bill for 123 Ruby Lake Dr, Winter Haven, FL was $5,855. The county assessed it at $278,647.

More homes on Ruby Lake Dr

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