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Single Family ResidenceResidential
$214,053$126 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $79,000 on Jul 19, 2013

123 SPRUCE ST

ELKIN, NC 28621
3
Beds
1
Baths
1,702 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.63 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$214K
$164K low$264K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$79,000 · Jul 19, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$866 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,370 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,370
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$119,580
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,370

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySURRY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1978
Lot (acres)The size of the land the home sits on, from county records.0.63
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 245 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elkin Elementary SchoolA-
Elementary · Grades PK–6 · 1.3 mi
H
Elkin High SchoolB+
High · Grades 9–12 · 1.4 mi
M
Elkin Middle SchoolB
Middle · Grades 7–8 · 1.4 mi

District: Elkin City Schools

Neighborhood · ZIP 28621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,124
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 65% of homes in Surry County
  • Bigger than 68% of homes in Elkin 28621
  • Has a smaller lot than 70% of homes in Surry County
  • Older than 74% of homes in Surry County

What homes are worth in Elkin 28621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$544K

This home is worth more than 52% of homes in Elkin 28621.

How it measures up in Elkin 28621

The dot is this home. The mark in the middle is the typical home in Elkin 28621.

Estimated value$214,053
CheaperTypical $209,185Pricier

Pricier than 52% of homes nearby

Price per ft²$126
CheaperTypical $142Pricier

Pricier than 36% of homes nearby

Living area1,702 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.63 ac
SmallerTypical 1 acBigger

Bigger than 32% of homes nearby

Year built1954
OlderTypical 1962Newer

Newer than 41% of homes nearby

How 123 Spruce St ranks against every home in each area.
MeasureThis homeElkin 28621Surry County
Estimated valuepricier than$214,05352% of homes49% of homes
Price per ft²pricier than$12636% of homes35% of homes
Living areabigger than1,702 ft²68% of homes63% of homes
Lot sizebigger than0.63 ac32% of homes30% of homes
Year builtnewer than195441% of homes26% of homes

About 123 Spruce St

How much is 123 Spruce St, Elkin, NC worth?

The TopHap Estimate for 123 Spruce St, Elkin, NC is $214,053 as of Sep 24, 2026. The likely range is $163,737 to $264,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Spruce St, Elkin, NC last sell?

123 Spruce St, Elkin, NC last sold on Jul 19, 2013 for $79,000, according to the county's recorded deed.

How big is 123 Spruce St, Elkin, NC?

123 Spruce St, Elkin, NC has 3 bedrooms, 1 bathrooms, 1,702 square feet of living space and a 0.63-acre lot.

When was 123 Spruce St, Elkin, NC built?

123 Spruce St, Elkin, NC was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 123 Spruce St, Elkin, NC?

123 Spruce St, Elkin, NC is assigned to Elkin Elementary School (elementary), rated A-; Elkin High School (high), rated B+; Elkin Middle School (middle), rated B. All sit in Elkin City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Spruce St, Elkin, NC compare to other homes in Elkin 28621?

Among the 3,602 homes in Elkin 28621, it is worth more than 52% of them ($214,053 against a typical $209,185), its price per square foot is higher than 36% of them ($126 against a typical $142), it is bigger than 68% of them (1,702 ft² against a typical 1,452 ft²), its lot is bigger than 32% of them (0.63 ac against a typical 1 ac) and it is newer than 41% of them (1954 against a typical 1962). Measured against all of Surry County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 Spruce St, Elkin, NC?

The 2026 property tax bill for 123 Spruce St, Elkin, NC was $866. The county assessed it at $95,370.

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