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Single Family ResidenceResidential
$148,860$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

123 STEWART ST

COWAN, TN 37318
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$149K
$127K low$171K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$27,150 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.18
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 88 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cowan Elementary SchoolC
Elementary · Grades PK–5 · 0.5 mi
M
South Middle SchoolD-
Middle · Grades 6–8 · 1.0 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 4.4 mi

District: Franklin County School District

Neighborhood · ZIP 37318These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.134
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.2,416
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,242
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,580
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 Stewart St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Franklin County
  • Costs more per square foot than 86% of homes in Cowan 37318
  • Smaller than 95% of homes in Franklin County
  • Has a smaller lot than 96% of homes in Franklin County
  • Newer than 75% of homes in Cowan 37318

What homes are worth in Cowan 37318

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$485K

This home is worth more than 38% of homes in Cowan 37318.

How it measures up in Cowan 37318

The dot is this home. The mark in the middle is the typical home in Cowan 37318.

Estimated value$148,860
CheaperTypical $175,048Pricier

Pricier than 38% of homes nearby

Price per ft²$177
CheaperTypical $126Pricier

Pricier than 86% of homes nearby

Living area840 ft²
SmallerTypical 1,302 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.18 ac
SmallerTypical 0.41 acBigger

Bigger than 9% of homes nearby

Year built1992
OlderTypical 1960Newer

Newer than 75% of homes nearby

How 123 Stewart St ranks against every home in each area.
MeasureThis homeCowan 37318Franklin County
Estimated valuepricier than$148,86038% of homes13% of homes
Price per ft²pricier than$17786% of homes47% of homes
Living areabigger than840 ft²9% of homes5% of homes
Lot sizebigger than0.18 ac9% of homes4% of homes
Year builtnewer than199275% of homes58% of homes

About 123 Stewart St

How much is 123 Stewart St, Cowan, TN worth?

The TopHap Estimate for 123 Stewart St, Cowan, TN is $148,860 as of Oct 21, 2026. The likely range is $126,881 to $170,839. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 Stewart St, Cowan, TN last sell?

123 Stewart St, Cowan, TN last sold on Apr 22, 2010, according to the county's recorded deed.

How big is 123 Stewart St, Cowan, TN?

123 Stewart St, Cowan, TN has 1 bathrooms, 840 square feet of living space and a 0.18-acre lot.

When was 123 Stewart St, Cowan, TN built?

123 Stewart St, Cowan, TN was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 123 Stewart St, Cowan, TN?

123 Stewart St, Cowan, TN is assigned to Cowan Elementary School (elementary), rated C; South Middle School (middle), rated D-; Franklin County High School (high), rated C. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 Stewart St, Cowan, TN compare to other homes in Cowan 37318?

Among the 880 homes in Cowan 37318, it is worth more than 38% of them ($148,860 against a typical $175,048), its price per square foot is higher than 86% of them ($177 against a typical $126), it is bigger than 9% of them (840 ft² against a typical 1,302 ft²), its lot is bigger than 9% of them (0.18 ac against a typical 0.41 ac) and it is newer than 75% of them (1992 against a typical 1960). Measured against all of Franklin County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Stewart St

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Assigned schools

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