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Planned Unit Development (Pud)Residential
$322,259$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 99How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $207,000 on Jan 13, 2020

1232 HARBOR RIVER DR

MEMPHIS, TN 38103
2
Beds
2.5
Baths
1,430 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$319K low$325K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$207,000 · Jan 13, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,825 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,275
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,325
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$363,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.26
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 106 ft²Porch · 276 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Manassas High SchoolD+
High · Grades 9–12 · 0.9 mi
M
Caldwell-Guthrie K-8 SchoolD-
Middle · Grades KG–8 · 1.4 mi
E
Downtown Elementary SchoolD-
Elementary · Grades PK–5 · 2.1 mi

District: Achievement School District

Neighborhood · ZIP 38103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.295

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,617
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,807
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1232 Harbor River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Harbortown / Mud Island
  • Costs more per square foot than 98% of homes in Shelby County
  • Smaller than 79% of homes in Harbortown / Mud Island
  • Has a smaller lot than 93% of homes in Shelby County
  • Newer than 87% of homes in Shelby County

What homes are worth in Memphis 38103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$115K$937K

This home is worth more than 44% of homes in Memphis 38103.

How it measures up in Memphis 38103

The dot is this home. The mark in the middle is the typical home in Memphis 38103.

Estimated value$322,259
CheaperTypical $336,487Pricier

Pricier than 44% of homes nearby

Price per ft²$225
CheaperTypical $204Pricier

Pricier than 68% of homes nearby

Living area1,430 ft²
SmallerTypical 1,630 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.11 ac
SmallerTypical 2,047 ft²Bigger

Bigger than 85% of homes nearby

Year built2002
OlderTypical 1999Newer

Newer than 63% of homes nearby

How 1232 Harbor River Dr ranks against every home in each area.
MeasureThis homeHarbortown / Mud IslandMemphis 38103Shelby County
Estimated valuepricier than$322,25921% of homes44% of homes73% of homes
Price per ft²pricier than$22571% of homes68% of homes98% of homes
Living areabigger than1,430 ft²21% of homes41% of homes36% of homes
Lot sizebigger than0.11 ac73% of homes85% of homes7% of homes
Year builtnewer than200258% of homes63% of homes87% of homes

About 1232 Harbor River Dr

How much is 1232 Harbor River Dr, Memphis, TN worth?

The TopHap Estimate for 1232 Harbor River Dr, Memphis, TN is $322,259 as of Aug 30, 2026. The likely range is $319,036 to $325,482. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1232 Harbor River Dr, Memphis, TN last sell?

1232 Harbor River Dr, Memphis, TN last sold on Jan 13, 2020 for $207,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 1232 Harbor River Dr, Memphis, TN?

1232 Harbor River Dr, Memphis, TN has 2 bedrooms, 2.5 bathrooms, 1,430 square feet of living space and a 0.11-acre lot.

When was 1232 Harbor River Dr, Memphis, TN built?

1232 Harbor River Dr, Memphis, TN was built in 2002, making it 24 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 1232 Harbor River Dr, Memphis, TN?

1232 Harbor River Dr, Memphis, TN is assigned to Manassas High School (high), rated D+; Caldwell-Guthrie K-8 School (middle), rated D-; Downtown Elementary School (elementary), rated D-. All sit in Achievement School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1232 Harbor River Dr, Memphis, TN compare to other homes in Memphis 38103?

Among the 3,601 homes in Memphis 38103, it is worth more than 44% of them ($322,259 against a typical $336,487), its price per square foot is higher than 68% of them ($225 against a typical $204), it is bigger than 41% of them (1,430 ft² against a typical 1,630 ft²), its lot is bigger than 85% of them (0.11 ac against a typical 2,047 ft²) and it is newer than 63% of them (2002 against a typical 1999). Measured against all of Shelby County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1232 Harbor River Dr, Memphis, TN?

The 2025 property tax bill for 1232 Harbor River Dr, Memphis, TN was $2,443. The county assessed it at $90,825.

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