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Single Family ResidenceResidential
$363,124$277 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $181,000 on May 1, 2003

1232 RATTRAY DR

ALGONQUIN, IL 60102
3
Beds
2
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$363K
$346K low$380K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$181,000 · May 1, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$120,043
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$96,034
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$144,800
RBC MORTGAGE CO · recorded May 1, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$98,281
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,888 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,055 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,455
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,909
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,165

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.11%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Neubert Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Westfield Community SchoolA-
Middle · Grades KG–8 · 1.6 mi
H
Harry D. Jacobs High SchoolA-
High · Grades 9–12 · 2.5 mi

District: Community Unit School District 300

Neighborhood · ZIP 60102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.29,701
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,882 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,966
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1232 Rattray Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Algonquin 60102
  • Costs more per square foot than 91% of homes in Algonquin 60102
  • Smaller than 87% of homes in Algonquin 60102
  • Older than 66% of homes in Algonquin 60102

What homes are worth in Algonquin 60102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$247K$681K

This home is worth more than 31% of homes in Algonquin 60102.

How it measures up in Algonquin 60102

The dot is this home. The mark in the middle is the typical home in Algonquin 60102.

Estimated value$363,124
CheaperTypical $423,219Pricier

Pricier than 31% of homes nearby

Price per ft²$277
CheaperTypical $206Pricier

Pricier than 91% of homes nearby

Living area1,312 ft²
SmallerTypical 1,994 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.25 ac
SmallerTypical 0.26 acBigger

Bigger than 43% of homes nearby

Year built1987
OlderTypical 1993Newer

Newer than 34% of homes nearby

How 1232 Rattray Dr ranks against every home in each area.
MeasureThis homeAlgonquin 60102McHenry County
Estimated valuepricier than$363,12431% of homes50% of homes
Price per ft²pricier than$27791% of homes90% of homes
Living areabigger than1,312 ft²13% of homes27% of homes
Lot sizebigger than0.25 ac43% of homes47% of homes
Year builtnewer than198734% of homes45% of homes

About 1232 Rattray Dr

How much is 1232 Rattray Dr, Algonquin, IL worth?

The TopHap Estimate for 1232 Rattray Dr, Algonquin, IL is $363,124 as of Jul 14, 2026. The likely range is $346,036 to $380,212. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1232 Rattray Dr, Algonquin, IL last sell?

1232 Rattray Dr, Algonquin, IL last sold on May 1, 2003 for $181,000, according to the county's recorded deed.

How big is 1232 Rattray Dr, Algonquin, IL?

1232 Rattray Dr, Algonquin, IL has 3 bedrooms, 2 bathrooms, 1,312 square feet of living space and a 0.25-acre lot.

When was 1232 Rattray Dr, Algonquin, IL built?

1232 Rattray Dr, Algonquin, IL was built in 1987, making it 39 years old. It is a ranch home. The building has 1 story.

What schools serve 1232 Rattray Dr, Algonquin, IL?

1232 Rattray Dr, Algonquin, IL is assigned to Neubert Elementary School (elementary), rated B+; Westfield Community School (middle), rated A-; Harry D. Jacobs High School (high), rated A-. All sit in Community Unit School District 300. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1232 Rattray Dr, Algonquin, IL compare to other homes in Algonquin 60102?

Among the 11,782 homes in Algonquin 60102, it is worth more than 31% of them ($363,124 against a typical $423,219), its price per square foot is higher than 91% of them ($277 against a typical $206), it is bigger than 13% of them (1,312 ft² against a typical 1,994 ft²), its lot is bigger than 43% of them (0.25 ac against a typical 0.26 ac) and it is newer than 34% of them (1987 against a typical 1993). Measured against all of McHenry County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1232 Rattray Dr, Algonquin, IL?

The 2024 property tax bill for 1232 Rattray Dr, Algonquin, IL was $6,888. The county assessed it at $96,055.

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Assigned schools

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