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Quadplex (4 Units, Any Combination)Residential
Last sold for $317,000 on Sep 25, 2002

12320 ROSE WAY

WATERFORD, CA 95386
2
Beds
1
Baths
4,288 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$317,000 · Sep 25, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,278 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$458,377 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,784
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$389,593
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$449,390

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Quadplex (4 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Quadraplex
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 432 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waterford Junior High SchoolB-
Middle · Grades 7–8 · 0.4 mi
E
Richard M. Moon Primary SchoolC
Elementary · Grades KG–3 · 0.5 mi
H
Waterford High SchoolB-
High · Grades 9–12 · 0.7 mi

District: Waterford Unified School District

Neighborhood · ZIP 95386These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.104

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.10,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,118
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,814
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12320 Rose Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Waterford 95386
  • Has a bigger lot than 80% of homes in Stanislaus County
  • Newer than 66% of homes in Stanislaus County

How it measures up in Waterford 95386

The dot is this home. The mark in the middle is the typical home in Waterford 95386.

Living area4,288 ft²
SmallerTypical 1,407 ft²Bigger

Bigger than almost all homes nearby

Lot size0.21 ac
SmallerTypical 0.17 acBigger

Bigger than 72% of homes nearby

Year built1991
OlderTypical 1990Newer

Newer than 58% of homes nearby

How 12320 Rose Way ranks against every home in each area.
MeasureThis homeWaterford 95386Stanislaus County
Living areabigger than4,288 ft²almost all homesalmost all homes
Lot sizebigger than0.21 ac72% of homes80% of homes
Year builtnewer than199158% of homes66% of homes

About 12320 Rose Way

When did 12320 Rose Way, Waterford, CA last sell?

12320 Rose Way, Waterford, CA last sold on Sep 25, 2002 for $317,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 12320 Rose Way, Waterford, CA?

12320 Rose Way, Waterford, CA has 2 bedrooms, 1 bathrooms, 4,288 square feet of living space and a 0.21-acre lot.

When was 12320 Rose Way, Waterford, CA built?

12320 Rose Way, Waterford, CA was built in 1991, making it 35 years old. It is a quadraplex home. The building has 2 stories.

What schools serve 12320 Rose Way, Waterford, CA?

12320 Rose Way, Waterford, CA is assigned to Waterford Junior High School (middle), rated B-; Richard M. Moon Primary School (elementary), rated C; Waterford High School (high), rated B-. All sit in Waterford Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12320 Rose Way, Waterford, CA compare to other homes in Waterford 95386?

Among the 2,588 homes in Waterford 95386, it is bigger than almost all of them (4,288 ft² against a typical 1,407 ft²), its lot is bigger than 72% of them (0.21 ac against a typical 0.17 ac) and it is newer than 58% of them (1991 against a typical 1990). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12320 Rose Way, Waterford, CA?

The 2026 property tax bill for 12320 Rose Way, Waterford, CA was $6,278. The county assessed it at $458,377.

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