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Single Family ResidenceResidential
$355,473$222 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12320 RUBY LN

PLATO, MO 65552
5
Beds
0
Baths
1,600 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.78 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$355K
$344K low$367K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$105,473
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,378
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
CARRINGTON MORTGAGE SERVICES LLC · recorded Aug 10, 2022

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$31,900 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$167,910

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTexas
Lot (acres)The size of the land the home sits on, from county records.3.78
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
CoolingThe type of cooling or air conditioning in the home.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Plato High SchoolC+
High · Grades 9–12 · 0.6 mi
E
Plato Elementary SchoolC
Elementary · Grades PK–5 · 0.6 mi

District: Plato R-V School District

Neighborhood · ZIP 65552These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,740
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12320 Ruby Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Plato 65552
  • Costs more per square foot than 84% of homes in Plato 65552
  • Bigger than 66% of homes in Texas County
  • Newer than 91% of homes in Plato 65552

What homes are worth in Plato 65552

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$563K

This home is worth more than 86% of homes in Plato 65552.

How it measures up in Plato 65552

The dot is this home. The mark in the middle is the typical home in Plato 65552.

Estimated value$355,473
CheaperTypical $237,070Pricier

Pricier than 86% of homes nearby

Price per ft²$222
CheaperTypical $151Pricier

Pricier than 84% of homes nearby

Living area1,600 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 58% of homes nearby

Lot size3.78 ac
SmallerTypical 2.9 acBigger

Bigger than 57% of homes nearby

Year built2010
OlderTypical 1991Newer

Newer than 91% of homes nearby

How 12320 Ruby Ln ranks against every home in each area.
MeasureThis homePlato 65552Texas County
Estimated valuepricier than$355,47386% of homes82% of homes
Price per ft²pricier than$22284% of homes80% of homes
Living areabigger than1,600 ft²58% of homes66% of homes
Lot sizebigger than3.78 ac57% of homes45% of homes
Year builtnewer than201091% of homes90% of homes

About 12320 Ruby Ln

How much is 12320 Ruby Ln, Plato, MO worth?

The TopHap Estimate for 12320 Ruby Ln, Plato, MO is $355,473 as of Jul 14, 2026. The likely range is $344,115 to $366,831. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12320 Ruby Ln, Plato, MO last sell?

12320 Ruby Ln, Plato, MO last sold on Feb 25, 2015, according to the county's recorded deed.

How big is 12320 Ruby Ln, Plato, MO?

12320 Ruby Ln, Plato, MO has 5 bedrooms, 1,600 square feet of living space and a 3.78-acre lot.

When was 12320 Ruby Ln, Plato, MO built?

12320 Ruby Ln, Plato, MO was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 12320 Ruby Ln, Plato, MO?

12320 Ruby Ln, Plato, MO is assigned to Plato High School (high), rated C+; Plato Elementary School (elementary), rated C. All sit in Plato R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12320 Ruby Ln, Plato, MO compare to other homes in Plato 65552?

Among the 807 homes in Plato 65552, it is worth more than 86% of them ($355,473 against a typical $237,070), its price per square foot is higher than 84% of them ($222 against a typical $151), it is bigger than 58% of them (1,600 ft² against a typical 1,500 ft²), its lot is bigger than 57% of them (3.78 ac against a typical 2.9 ac) and it is newer than 91% of them (2010 against a typical 1991). Measured against all of Texas County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Plato 65552

Assigned schools

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