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CondominiumResidential
$574,986$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12320 WATERWAY LN NE

BELDING, MI 48809
5 / 1
Baths
1,894 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.61 ac
Lot SizeThe size of the land the home sits on, from county records.
8
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$575K
$507K low$643K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,319 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$475,700 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$478,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$951,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyKent
Lot (acres)The size of the land the home sits on, from county records.1.61
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ellis Elementary School
Elementary · Grades PK–2 · 6.9 mi
M
Belding Middle SchoolC
Middle · Grades 6–8 · 7.1 mi
H
Belding High SchoolD+
High · Grades 9–12 · 7.4 mi

District: Belding Area School District

Neighborhood · ZIP 48809These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.11,765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.137 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,863
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12320 Waterway Ln Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Belding 48809
  • Costs more per square foot than 90% of homes in Belding 48809
  • Bigger than 82% of homes in Belding 48809
  • Has a bigger lot than 82% of homes in Kent County

What homes are worth in Belding 48809

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$678K

This home is worth more than 95% of homes in Belding 48809.

How it measures up in Belding 48809

The dot is this home. The mark in the middle is the typical home in Belding 48809.

Estimated value$574,986
CheaperTypical $261,326Pricier

Pricier than 95% of homes nearby

Price per ft²$304
CheaperTypical $193Pricier

Pricier than 90% of homes nearby

Living area1,894 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 82% of homes nearby

Lot size1.61 ac
SmallerTypical 0.71 acBigger

Bigger than 65% of homes nearby

How 12320 Waterway Ln Ne ranks against every home in each area.
MeasureThis homeBelding 48809Kent County
Estimated valuepricier than$574,98695% of homes86% of homes
Price per ft²pricier than$30490% of homes78% of homes
Living areabigger than1,894 ft²82% of homes76% of homes
Lot sizebigger than1.61 ac65% of homes82% of homes

About 12320 Waterway Ln Ne

How much is 12320 Waterway Ln Ne, Belding, MI worth?

The TopHap Estimate for 12320 Waterway Ln Ne, Belding, MI is $574,986 as of Sep 24, 2026. The likely range is $506,970 to $643,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12320 Waterway Ln Ne, Belding, MI last sell?

12320 Waterway Ln Ne, Belding, MI last sold on Jan 18, 2005, according to the county's recorded deed.

How big is 12320 Waterway Ln Ne, Belding, MI?

12320 Waterway Ln Ne, Belding, MI has 5 bathrooms, 1,894 square feet of living space and a 1.61-acre lot.

What schools serve 12320 Waterway Ln Ne, Belding, MI?

12320 Waterway Ln Ne, Belding, MI is assigned to Ellis Elementary School (elementary); Belding Middle School (middle), rated C; Belding High School (high), rated D+. All sit in Belding Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12320 Waterway Ln Ne, Belding, MI compare to other homes in Belding 48809?

Among the 3,917 homes in Belding 48809, it is worth more than 95% of them ($574,986 against a typical $261,326), its price per square foot is higher than 90% of them ($304 against a typical $193), it is bigger than 82% of them (1,894 ft² against a typical 1,380 ft²) and its lot is bigger than 65% of them (1.61 ac against a typical 0.71 ac). Measured against all of Kent County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12320 Waterway Ln Ne, Belding, MI?

The 2023 property tax bill for 12320 Waterway Ln Ne, Belding, MI was $8,319. The county assessed it at $475,700.

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