Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$205,519$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12365 RIDGE RD

LOCH LOMOND, CA 95461
2
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$206K
$191K low$220K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,409 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,352 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,053
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,299
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$109,352

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
85
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.undetermined

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lower Lake High SchoolD+
High · Grades 9–12 · 5.8 mi
E
Lower Lake Elementary SchoolD-
Elementary · Grades KG–7 · 5.8 mi

District: Konocti Unified School District

Neighborhood · ZIP 95461These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.311

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.4,624
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,428
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,345
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12365 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Lake County
  • Costs less per square foot than 65% of homes in Middletown 95461
  • Smaller than 79% of homes in Lake County
  • Has a smaller lot than 96% of homes in Middletown 95461

What homes are worth in Middletown 95461

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$1M

This home is worth more than 24% of homes in Middletown 95461.

How it measures up in Middletown 95461

The dot is this home. The mark in the middle is the typical home in Middletown 95461.

Estimated value$205,519
CheaperTypical $303,783Pricier

Pricier than 24% of homes nearby

Price per ft²$214
CheaperTypical $236Pricier

Pricier than 35% of homes nearby

Living area960 ft²
SmallerTypical 1,225 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.14 ac
SmallerTypical 0.83 acBigger

Bigger than 4% of homes nearby

Year built1983
OlderTypical 1980Newer

Newer than 53% of homes nearby

How 12365 Ridge Rd ranks against every home in each area.
MeasureThis homeMiddletown 95461Lake County
Estimated valuepricier than$205,51924% of homes20% of homes
Price per ft²pricier than$21435% of homes53% of homes
Living areabigger than960 ft²30% of homes21% of homes
Lot sizebigger than0.14 ac4% of homes18% of homes
Year builtnewer than198353% of homes57% of homes

About 12365 Ridge Rd

How much is 12365 Ridge Rd, Loch Lomond, CA worth?

The TopHap Estimate for 12365 Ridge Rd, Loch Lomond, CA is $205,519 as of Aug 30, 2026. The likely range is $191,358 to $219,680. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 12365 Ridge Rd, Loch Lomond, CA?

12365 Ridge Rd, Loch Lomond, CA has 2 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.14-acre lot.

When was 12365 Ridge Rd, Loch Lomond, CA built?

12365 Ridge Rd, Loch Lomond, CA was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 12365 Ridge Rd, Loch Lomond, CA?

12365 Ridge Rd, Loch Lomond, CA is assigned to Lower Lake High School (high), rated D+; Lower Lake Elementary School (elementary), rated D-. All sit in Konocti Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12365 Ridge Rd, Loch Lomond, CA compare to other homes in Middletown 95461?

Among the 1,617 homes in Middletown 95461, it is worth more than 24% of them ($205,519 against a typical $303,783), its price per square foot is higher than 35% of them ($214 against a typical $236), it is bigger than 30% of them (960 ft² against a typical 1,225 ft²), its lot is bigger than 4% of them (0.14 ac against a typical 0.83 ac) and it is newer than 53% of them (1983 against a typical 1980). Measured against all of Lake County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12365 Ridge Rd, Loch Lomond, CA?

The 2025 property tax bill for 12365 Ridge Rd, Loch Lomond, CA was $1,409. The county assessed it at $109,352.

More homes on Ridge Rd

Closest homes

More homes in Loch Lomond 95461

Assigned schools

Explore the area

See this home in context

Open 12365 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map