Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$88,414$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12397 SW BLUFF RD

SAINT JOSEPH, MO 64504
0
Baths
990 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.

Valuation

$88K
$80K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$529 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,950
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,340
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,010
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,620

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.1.79
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dekalb Jr.-Sr. High SchoolA
Middle · Grades 7–12 · 3.5 mi
E
Rushville Elementary SchoolC
Elementary · Grades PK–6 · 4.2 mi

District: Buchanan County R-Iv School District

Neighborhood · ZIP 64504These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.205 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,631
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12397 Sw Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Buchanan County
  • Costs less per square foot than 83% of homes in Buchanan County
  • Smaller than 74% of homes in Buchanan County
  • Has a bigger lot than 87% of homes in Buchanan County

What homes are worth in Saint Joseph 64504

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$447K

This home is worth more than 35% of homes in Saint Joseph 64504.

How it measures up in Saint Joseph 64504

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64504.

Estimated value$88,414
CheaperTypical $107,404Pricier

Pricier than 35% of homes nearby

Price per ft²$89
CheaperTypical $100Pricier

Pricier than 39% of homes nearby

Living area990 ft²
SmallerTypical 1,104 ft²Bigger

Bigger than 34% of homes nearby

Lot size1.79 ac
SmallerTypical 0.22 acBigger

Bigger than 86% of homes nearby

Year built1944
OlderTypical 1930Newer

Newer than 60% of homes nearby

How 12397 Sw Bluff Rd ranks against every home in each area.
MeasureThis homeSaint Joseph 64504Buchanan County
Estimated valuepricier than$88,41435% of homes17% of homes
Price per ft²pricier than$8939% of homes17% of homes
Living areabigger than990 ft²34% of homes26% of homes
Lot sizebigger than1.79 ac86% of homes87% of homes
Year builtnewer than194460% of homes47% of homes

About 12397 Sw Bluff Rd

How much is 12397 Sw Bluff Rd, Saint Joseph, MO worth?

The TopHap Estimate for 12397 Sw Bluff Rd, Saint Joseph, MO is $88,414 as of Aug 30, 2026. The likely range is $80,046 to $96,782. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12397 Sw Bluff Rd, Saint Joseph, MO last sell?

12397 Sw Bluff Rd, Saint Joseph, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12397 Sw Bluff Rd, Saint Joseph, MO?

12397 Sw Bluff Rd, Saint Joseph, MO has 990 square feet of living space and a 1.79-acre lot.

When was 12397 Sw Bluff Rd, Saint Joseph, MO built?

12397 Sw Bluff Rd, Saint Joseph, MO was built in 1944, making it 82 years old.

What schools serve 12397 Sw Bluff Rd, Saint Joseph, MO?

12397 Sw Bluff Rd, Saint Joseph, MO is assigned to Dekalb Jr.-Sr. High School (middle), rated A; Rushville Elementary School (elementary), rated C. All sit in Buchanan County R-Iv School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12397 Sw Bluff Rd, Saint Joseph, MO compare to other homes in Saint Joseph 64504?

Among the 4,086 homes in Saint Joseph 64504, it is worth more than 35% of them ($88,414 against a typical $107,404), its price per square foot is higher than 39% of them ($89 against a typical $100), it is bigger than 34% of them (990 ft² against a typical 1,104 ft²), its lot is bigger than 86% of them (1.79 ac against a typical 0.22 ac) and it is newer than 60% of them (1944 against a typical 1930). Measured against all of Buchanan County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12397 Sw Bluff Rd, Saint Joseph, MO?

The 2025 property tax bill for 12397 Sw Bluff Rd, Saint Joseph, MO was $529. The county assessed it at $8,290.

More homes on Sw Bluff Rd

Closest homes

More homes in Saint Joseph 64504

Assigned schools

Explore the area

See this home in context

Open 12397 Sw Bluff Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map