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Seasonal, Cabin, Vacation ResidenceResidential

124 COTTAGE DR

DERBY, VT 05829
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,714 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$141,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$203,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Country Union High SchoolD-
High · Grades 9–12 · 2.4 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 3.4 mi
E
Derby Elementary SchoolD
Elementary · Grades PK–6 · 3.6 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

124 Cottage Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 86% of homes in Orleans County
  • Has a smaller lot than 91% of homes in Derby 05829

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Living area864 ft²
SmallerTypical 1,362 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.24 ac
SmallerTypical 1.44 acBigger

Bigger than 9% of homes nearby

Year built1983
OlderTypical 1979Newer

Newer than 57% of homes nearby

How 124 Cottage Dr ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Living areabigger than864 ft²15% of homes14% of homes
Lot sizebigger than0.24 ac9% of homes9% of homes
Year builtnewer than198357% of homes56% of homes

About 124 Cottage Dr

When did 124 Cottage Dr, Derby, VT last sell?

124 Cottage Dr, Derby, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 124 Cottage Dr, Derby, VT?

124 Cottage Dr, Derby, VT has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 0.24-acre lot.

When was 124 Cottage Dr, Derby, VT built?

124 Cottage Dr, Derby, VT was built in 1983, making it 43 years old. It is a rustic home. The building has 1 story.

What schools serve 124 Cottage Dr, Derby, VT?

124 Cottage Dr, Derby, VT is assigned to North Country Union High School (high), rated D-; North Country Union Junior High School (middle), rated C-; Derby Elementary School (elementary), rated D. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 124 Cottage Dr, Derby, VT compare to other homes in Derby 05829?

Among the 1,121 homes in Derby 05829, it is bigger than 15% of them (864 ft² against a typical 1,362 ft²), its lot is bigger than 9% of them (0.24 ac against a typical 1.44 ac) and it is newer than 57% of them (1983 against a typical 1979). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 124 Cottage Dr, Derby, VT?

The 2025 property tax bill for 124 Cottage Dr, Derby, VT was $3,714. The county assessed it at $203,000.

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