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Single Family ResidenceResidential
$322,411$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

124 COTTON ST

FORT MORGAN, CO 80701
4
Beds
2
Baths
2,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$322K
$298K low$347K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,174 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,180 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,680
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$322,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyMorgan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Refrigerator
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.BalconyPatio · 150 ft²Porch · 20 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lincoln High School
High · Grades 9–12 · 1.4 mi
M
Fort Morgan Middle SchoolC
Middle · Grades 6–8 · 1.5 mi
E
Baker Central School
Elementary · Grades 1–5 · 7.9 mi

District: Fort Morgan School District Re-3

Neighborhood · ZIP 80701These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.17,932
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,435
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,625
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.69%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

124 Cotton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 70% of homes in Morgan County
  • Newer than 77% of homes in Fort Morgan 80701

What homes are worth in Fort Morgan 80701

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$825K

This home is worth more than 47% of homes in Fort Morgan 80701.

How it measures up in Fort Morgan 80701

The dot is this home. The mark in the middle is the typical home in Fort Morgan 80701.

Estimated value$322,411
CheaperTypical $331,154Pricier

Pricier than 47% of homes nearby

Price per ft²$118
CheaperTypical $124Pricier

Pricier than 42% of homes nearby

Living area2,736 ft²
SmallerTypical 2,591 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.17 ac
SmallerTypical 0.21 acBigger

Bigger than 32% of homes nearby

Year built1983
OlderTypical 1963Newer

Newer than 77% of homes nearby

How 124 Cotton St ranks against every home in each area.
MeasureThis homeFort Morgan 80701Morgan County
Estimated valuepricier than$322,41147% of homes47% of homes
Price per ft²pricier than$11842% of homes43% of homes
Living areabigger than2,736 ft²54% of homes57% of homes
Lot sizebigger than0.17 ac32% of homes30% of homes
Year builtnewer than198377% of homes68% of homes

About 124 Cotton St

How much is 124 Cotton St, Fort Morgan, CO worth?

The TopHap Estimate for 124 Cotton St, Fort Morgan, CO is $322,411 as of Sep 24, 2026. The likely range is $298,305 to $346,517. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 124 Cotton St, Fort Morgan, CO last sell?

124 Cotton St, Fort Morgan, CO last sold on Mar 14, 2011, according to the county's recorded deed.

How big is 124 Cotton St, Fort Morgan, CO?

124 Cotton St, Fort Morgan, CO has 4 bedrooms, 2 bathrooms, 2,736 square feet of living space and a 0.17-acre lot.

When was 124 Cotton St, Fort Morgan, CO built?

124 Cotton St, Fort Morgan, CO was built in 1983, making it 43 years old. It is a split level home. The building has 1 story.

What schools serve 124 Cotton St, Fort Morgan, CO?

124 Cotton St, Fort Morgan, CO is assigned to Lincoln High School (high); Fort Morgan Middle School (middle), rated C; Baker Central School (elementary). All sit in Fort Morgan School District Re-3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 124 Cotton St, Fort Morgan, CO compare to other homes in Fort Morgan 80701?

Among the 5,290 homes in Fort Morgan 80701, it is worth more than 47% of them ($322,411 against a typical $331,154), its price per square foot is higher than 42% of them ($118 against a typical $124), it is bigger than 54% of them (2,736 ft² against a typical 2,591 ft²), its lot is bigger than 32% of them (0.17 ac against a typical 0.21 ac) and it is newer than 77% of them (1983 against a typical 1963). Measured against all of Morgan County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 124 Cotton St, Fort Morgan, CO?

The 2025 property tax bill for 124 Cotton St, Fort Morgan, CO was $1,174. The county assessed it at $20,180.

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