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Single Family ResidenceResidential
$367,484$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $320,000 on Sep 29, 2023

12420 STATE ROUTE 90

LOCKE, NY 13092
4
Beds
2
Baths
2,711 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$367K
$353K low$382K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Sep 29, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,600 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$230,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$29,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$230,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$323,944

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCAYUGA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.9.99
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 320 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millard Fillmore Elementary SchoolD+
Elementary · Grades PK–5 · 3.3 mi
M
Moravia Junior-Senior High SchoolB+
Middle · Grades 6–12 · 3.5 mi

District: Moravia Central School District

Neighborhood · ZIP 13092These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.62 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,297
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12420 State Route 90 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Locke 13092
  • Bigger than 96% of homes in Locke 13092
  • Has a bigger lot than 89% of homes in Cayuga County
  • Older than 77% of homes in Locke 13092

What homes are worth in Locke 13092

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$474K

This home is worth more than 92% of homes in Locke 13092.

How it measures up in Locke 13092

The dot is this home. The mark in the middle is the typical home in Locke 13092.

Estimated value$367,484
CheaperTypical $217,722Pricier

Pricier than 92% of homes nearby

Price per ft²$136
CheaperTypical $139Pricier

Pricier than 47% of homes nearby

Living area2,711 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 96% of homes nearby

Lot size9.99 ac
SmallerTypical 2.8 acBigger

Bigger than 76% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 23% of homes nearby

How 12420 State Route 90 ranks against every home in each area.
MeasureThis homeLocke 13092Cayuga County
Estimated valuepricier than$367,48492% of homes87% of homes
Price per ft²pricier than$13647% of homes53% of homes
Living areabigger than2,711 ft²96% of homes92% of homes
Lot sizebigger than9.99 ac76% of homes89% of homes
Year builtnewer than190023% of homes32% of homes

About 12420 State Route 90

How much is 12420 State Route 90, Locke, NY worth?

The TopHap Estimate for 12420 State Route 90, Locke, NY is $367,484 as of Aug 30, 2026. The likely range is $353,313 to $381,655. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12420 State Route 90, Locke, NY last sell?

12420 State Route 90, Locke, NY last sold on Sep 29, 2023 for $320,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 12420 State Route 90, Locke, NY?

12420 State Route 90, Locke, NY has 4 bedrooms, 2 bathrooms, 2,711 square feet of living space and a 9.99-acre lot.

When was 12420 State Route 90, Locke, NY built?

12420 State Route 90, Locke, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 1 story.

What schools serve 12420 State Route 90, Locke, NY?

12420 State Route 90, Locke, NY is assigned to Millard Fillmore Elementary School (elementary), rated D+; Moravia Junior-Senior High School (middle), rated B+. All sit in Moravia Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12420 State Route 90, Locke, NY compare to other homes in Locke 13092?

Among the 964 homes in Locke 13092, it is worth more than 92% of them ($367,484 against a typical $217,722), its price per square foot is higher than 47% of them ($136 against a typical $139), it is bigger than 96% of them (2,711 ft² against a typical 1,500 ft²), its lot is bigger than 76% of them (9.99 ac against a typical 2.8 ac) and it is newer than 23% of them (1900 against a typical 1976). Measured against all of Cayuga County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12420 State Route 90, Locke, NY?

The 2025 property tax bill for 12420 State Route 90, Locke, NY was $6,600. The county assessed it at $230,000.

More homes on State Route 90

Closest homes

More homes in Locke 13092

Assigned schools

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