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Single Family ResidenceResidential
$176,724$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $18,000 on May 24, 1993

12432 COTTON ST

HOWARD, OH 43028
3
Beds
1
Baths
1,304 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$177K
$151K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$18,000 · May 24, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,090 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,890 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,550

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKNOX
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
East Knox Junior/Senior High SchoolB-
Middle · Grades 7–12 · 0.1 mi
E
East Knox Elementary SchoolB
Elementary · Grades KG–6 · 0.2 mi

District: East Knox Local School District

Neighborhood · ZIP 43028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.161
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,800
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,824
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12432 Cotton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Howard 43028
  • Costs less per square foot than 87% of homes in Howard 43028
  • Smaller than 68% of homes in Knox County
  • Among the smallest lots in Howard 43028
  • Older than 95% of homes in Howard 43028

What homes are worth in Howard 43028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$1.2M

This home is worth more than 10% of homes in Howard 43028.

How it measures up in Howard 43028

The dot is this home. The mark in the middle is the typical home in Howard 43028.

Estimated value$176,724
CheaperTypical $304,796Pricier

Pricier than 10% of homes nearby

Price per ft²$136
CheaperTypical $213Pricier

Pricier than 13% of homes nearby

Living area1,304 ft²
SmallerTypical 1,457 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.16 ac
SmallerTypical 0.33 acBigger

Smaller than almost all homes nearby

Year built1922
OlderTypical 1996Newer

Newer than 5% of homes nearby

How 12432 Cotton St ranks against every home in each area.
MeasureThis homeHoward 43028Knox County
Estimated valuepricier than$176,72410% of homes21% of homes
Price per ft²pricier than$13613% of homes26% of homes
Living areabigger than1,304 ft²35% of homes32% of homes
Lot sizebigger than0.16 acalmost no homes12% of homes
Year builtnewer than19225% of homes23% of homes

About 12432 Cotton St

How much is 12432 Cotton St, Howard, OH worth?

The TopHap Estimate for 12432 Cotton St, Howard, OH is $176,724 as of Aug 30, 2026. The likely range is $151,479 to $201,969. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12432 Cotton St, Howard, OH last sell?

12432 Cotton St, Howard, OH last sold on May 24, 1993 for $18,000, according to the county's recorded deed.

How big is 12432 Cotton St, Howard, OH?

12432 Cotton St, Howard, OH has 3 bedrooms, 1 bathrooms, 1,304 square feet of living space and a 0.17-acre lot.

When was 12432 Cotton St, Howard, OH built?

12432 Cotton St, Howard, OH was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 12432 Cotton St, Howard, OH?

12432 Cotton St, Howard, OH is assigned to East Knox Junior/Senior High School (middle), rated B-; East Knox Elementary School (elementary), rated B. All sit in East Knox Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12432 Cotton St, Howard, OH compare to other homes in Howard 43028?

Among the 4,164 homes in Howard 43028, it is worth more than 10% of them ($176,724 against a typical $304,796), its price per square foot is higher than 13% of them ($136 against a typical $213), it is bigger than 35% of them (1,304 ft² against a typical 1,457 ft²), its lot is bigger than almost none of them (0.16 ac against a typical 0.33 ac) and it is newer than 5% of them (1922 against a typical 1996). Measured against all of Knox County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12432 Cotton St, Howard, OH?

The 2025 property tax bill for 12432 Cotton St, Howard, OH was $1,090. The county assessed it at $28,890.

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Assigned schools

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