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TownhouseResidential
$352,422$171 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $253,000 on Mar 23, 1999

12440 S RIDGELAND AVE

PALOS HEIGHTS, IL 60463
2
Beds
1.5
Baths
2,062 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,162 ft²
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$352K
$330K low$375K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$253,000 · Mar 23, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$211,022
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$168,818
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
PRIVATEBANK & TR · recorded Nov 6, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$41,400
CIBC BANK USA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,461 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,976
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,024
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Modern
CountyCOOK
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chippewa Elementary SchoolA+
Elementary · Grades 1–3 · 0.6 mi
M
Independence Jr High SchoolA
Middle · Grades 6–8 · 0.6 mi
H
Alan B. Shepard High SchoolC-
High · Grades 9–12 · 0.8 mi

District: Palos Heights School District 128

Neighborhood · ZIP 60463These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,399 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,295
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,130
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12440 S Ridgeland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Palos Heights 60463
  • Costs less per square foot than 83% of homes in Palos Heights 60463
  • Bigger than 72% of homes in Cook County
  • Has a smaller lot than 97% of homes in Palos Heights 60463
  • Newer than 88% of homes in Cook County

What homes are worth in Palos Heights 60463

Each bar is how many homes fall in that price range. The marker is this home.

This home
$249K$755K

This home is worth more than 35% of homes in Palos Heights 60463.

How it measures up in Palos Heights 60463

The dot is this home. The mark in the middle is the typical home in Palos Heights 60463.

Estimated value$352,422
CheaperTypical $388,073Pricier

Pricier than 35% of homes nearby

Price per ft²$171
CheaperTypical $204Pricier

Pricier than 17% of homes nearby

Living area2,062 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 60% of homes nearby

Lot size3,162 ft²
SmallerTypical 0.33 acBigger

Bigger than 3% of homes nearby

Year built1998
OlderTypical 1972Newer

Newer than 84% of homes nearby

How 12440 S Ridgeland Ave ranks against every home in each area.
MeasureThis homePalos Heights 60463Cook County
Estimated valuepricier than$352,42235% of homes53% of homes
Price per ft²pricier than$17117% of homes20% of homes
Living areabigger than2,062 ft²60% of homes72% of homes
Lot sizebigger than3,162 ft²3% of homes15% of homes
Year builtnewer than199884% of homes88% of homes

About 12440 S Ridgeland Ave

How much is 12440 S Ridgeland Ave, Palos Heights, IL worth?

The TopHap Estimate for 12440 S Ridgeland Ave, Palos Heights, IL is $352,422 as of Jul 14, 2026. The likely range is $329,974 to $374,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12440 S Ridgeland Ave, Palos Heights, IL last sell?

12440 S Ridgeland Ave, Palos Heights, IL last sold on Mar 23, 1999 for $253,000, according to the county's recorded deed.

How big is 12440 S Ridgeland Ave, Palos Heights, IL?

12440 S Ridgeland Ave, Palos Heights, IL has 2 bedrooms, 1.5 bathrooms, 2,062 square feet of living space and a 0.07-acre lot.

When was 12440 S Ridgeland Ave, Palos Heights, IL built?

12440 S Ridgeland Ave, Palos Heights, IL was built in 1998, making it 28 years old. It is a modern home. The building has 1 story.

What schools serve 12440 S Ridgeland Ave, Palos Heights, IL?

12440 S Ridgeland Ave, Palos Heights, IL is assigned to Chippewa Elementary School (elementary), rated A+; Independence Jr High School (middle), rated A; Alan B. Shepard High School (high), rated C-. All sit in Palos Heights School District 128. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12440 S Ridgeland Ave, Palos Heights, IL compare to other homes in Palos Heights 60463?

Among the 5,829 homes in Palos Heights 60463, it is worth more than 35% of them ($352,422 against a typical $388,073), its price per square foot is higher than 17% of them ($171 against a typical $204), it is bigger than 60% of them (2,062 ft² against a typical 1,850 ft²), its lot is bigger than 3% of them (3,162 ft² against a typical 0.33 ac) and it is newer than 84% of them (1998 against a typical 1972). Measured against all of Cook County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12440 S Ridgeland Ave, Palos Heights, IL?

The 2023 property tax bill for 12440 S Ridgeland Ave, Palos Heights, IL was $4,461. The county assessed it at $32,000.

Closest homes

More homes in Palos Heights 60463

Assigned schools

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