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Planned Unit Development (Pud)Residential
$293,805$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $192,000 on May 21, 2013

1245 ISLE BAY DR

MEMPHIS, TN 38103
3
Beds
2
Baths
1,628 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,100 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$294K
$280K low$308K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$192,000 · May 21, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,341 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$73,475
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$348,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Planned Unit Development (Pud)
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 154 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Manassas High SchoolD
High · Grades 9–12 · 1.1 mi
M
Caldwell-Guthrie K-8 SchoolC-
Middle · Grades KG–8 · 1.6 mi
E
Downtown Elementary SchoolD
Elementary · Grades PK–5 · 2.1 mi

District: Achievement School District

Neighborhood · ZIP 38103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.142
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.295

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.13,743
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,617
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,807
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1245 Isle Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Harbortown / Mud Island
  • Costs more per square foot than 92% of homes in Shelby County
  • Smaller than 74% of homes in Harbortown / Mud Island
  • Has a smaller lot than 97% of homes in Shelby County
  • Newer than 89% of homes in Shelby County

What homes are worth in Memphis 38103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$880K

This home is worth more than 36% of homes in Memphis 38103.

How it measures up in Memphis 38103

The dot is this home. The mark in the middle is the typical home in Memphis 38103.

Estimated value$293,805
CheaperTypical $334,414Pricier

Pricier than 36% of homes nearby

Price per ft²$180
CheaperTypical $201Pricier

Pricier than 29% of homes nearby

Living area1,628 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 50% of homes nearby

Lot size3,100 ft²
SmallerTypical 2,047 ft²Bigger

Bigger than 68% of homes nearby

Year built2003
OlderTypical 1998Newer

Newer than 69% of homes nearby

How 1245 Isle Bay Dr ranks against every home in each area.
MeasureThis homeHarbortown / Mud IslandMemphis 38103Shelby County
Estimated valuepricier than$293,80510% of homes36% of homes68% of homes
Price per ft²pricier than$18025% of homes29% of homes92% of homes
Living areabigger than1,628 ft²26% of homes50% of homes47% of homes
Lot sizebigger than3,100 ft²37% of homes68% of homes3% of homes
Year builtnewer than200369% of homes69% of homes89% of homes

About 1245 Isle Bay Dr

How much is 1245 Isle Bay Dr, Memphis, TN worth?

The TopHap Estimate for 1245 Isle Bay Dr, Memphis, TN is $293,805 as of Oct 21, 2026. The likely range is $279,776 to $307,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1245 Isle Bay Dr, Memphis, TN last sell?

1245 Isle Bay Dr, Memphis, TN last sold on May 21, 2013 for $192,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1245 Isle Bay Dr, Memphis, TN?

1245 Isle Bay Dr, Memphis, TN has 3 bedrooms, 2 bathrooms, 1,628 square feet of living space and a 0.07-acre lot.

When was 1245 Isle Bay Dr, Memphis, TN built?

1245 Isle Bay Dr, Memphis, TN was built in 2003, making it 23 years old. It is a traditional/old home. The building has 1 story.

What schools serve 1245 Isle Bay Dr, Memphis, TN?

1245 Isle Bay Dr, Memphis, TN is assigned to Manassas High School (high), rated D; Caldwell-Guthrie K-8 School (middle), rated C-; Downtown Elementary School (elementary), rated D. All sit in Achievement School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1245 Isle Bay Dr, Memphis, TN compare to other homes in Memphis 38103?

Among the 3,601 homes in Memphis 38103, it is worth more than 36% of them ($293,805 against a typical $334,414), its price per square foot is higher than 29% of them ($180 against a typical $201), it is bigger than 50% of them (1,628 ft² against a typical 1,628 ft²), its lot is bigger than 68% of them (3,100 ft² against a typical 2,047 ft²) and it is newer than 69% of them (2003 against a typical 1998). Measured against all of Shelby County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1245 Isle Bay Dr, Memphis, TN?

The 2025 property tax bill for 1245 Isle Bay Dr, Memphis, TN was $2,341. The county assessed it at $87,025.

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