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CondominiumResidential

1245 SOUTH ST

WATERLOO, IA 50702
Building report
1
Beds
1
Baths
668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,908 ft²
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$776 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,030 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,170
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$25,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,030

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo West High SchoolD
High · Grades 9–12 · 1.4 mi
M
Bunger Middle SchoolD
Middle · Grades 6–8 · 3.3 mi
E
Lowell Elementary SchoolD+
Elementary · Grades PK–5 · 3.9 mi

District: Waterloo Community School District

Neighborhood · ZIP 50702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,569
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,006 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,539
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,786
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1245 South St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 97% of homes in Doe
  • Has a smaller lot than 96% of homes in Doe
  • Older than 97% of homes in Waterloo 50702

How it measures up in Waterloo 50702

The dot is this home. The mark in the middle is the typical home in Waterloo 50702.

Living area668 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 6% of homes nearby

Lot size1,908 ft²
SmallerTypical 0.17 acBigger

Bigger than 11% of homes nearby

Year built1901
OlderTypical 1956Newer

Newer than 3% of homes nearby

How 1245 South St ranks against every home in each area.
MeasureThis homeDoeWaterloo 50702Black Hawk County
Living areabigger than668 ft²3% of homes6% of homes5% of homes
Lot sizebigger than1,908 ft²4% of homes11% of homes4% of homes
Year builtnewer than190122% of homes3% of homes5% of homes

About 1245 South St

When did 1245 South St, Waterloo, IA last sell?

1245 South St, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1245 South St, Waterloo, IA?

1245 South St, Waterloo, IA has 1 bedrooms, 1 bathrooms, 668 square feet of living space and a 0.04-acre lot.

When was 1245 South St, Waterloo, IA built?

1245 South St, Waterloo, IA was built in 1901, making it 125 years old. It is a condo/apartment home. The building has 1 story.

What schools serve 1245 South St, Waterloo, IA?

1245 South St, Waterloo, IA is assigned to Waterloo West High School (high), rated D; Bunger Middle School (middle), rated D; Lowell Elementary School (elementary), rated D+. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1245 South St, Waterloo, IA compare to other homes in Waterloo 50702?

Among the 8,601 homes in Waterloo 50702, it is bigger than 6% of them (668 ft² against a typical 1,056 ft²), its lot is bigger than 11% of them (1,908 ft² against a typical 0.17 ac) and it is newer than 3% of them (1901 against a typical 1956). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1245 South St, Waterloo, IA?

The 2025 property tax bill for 1245 South St, Waterloo, IA was $776. The county assessed it at $38,030.

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