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Rural ResidenceResidential
$329,732$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12454 ROBY RD

PLATO, MO 65552
3
Beds
0
Baths
2,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.05 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$330K
$292K low$368K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,632
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,706
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$270,100
HERITAGE BANK OF THE OZARKS · recorded Jan 12, 2024

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$141,380

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyTexas
Lot (acres)The size of the land the home sits on, from county records.5.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Plato High SchoolC+
High · Grades 9–12 · 4.6 mi
E
Plato Elementary SchoolC
Elementary · Grades PK–5 · 4.6 mi

District: Plato R-V School District

Neighborhood · ZIP 65552These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,171
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,406
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,740
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12454 Roby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Plato 65552
  • Bigger than 87% of homes in Texas County
  • Among the newest homes in Plato 65552

What homes are worth in Plato 65552

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$563K

This home is worth more than 84% of homes in Plato 65552.

How it measures up in Plato 65552

The dot is this home. The mark in the middle is the typical home in Plato 65552.

Estimated value$329,732
CheaperTypical $237,070Pricier

Pricier than 84% of homes nearby

Price per ft²$156
CheaperTypical $151Pricier

Pricier than 56% of homes nearby

Living area2,108 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 83% of homes nearby

Lot size5.05 ac
SmallerTypical 2.9 acBigger

Bigger than 64% of homes nearby

Year built2023
OlderTypical 1991Newer

Newer than almost all homes nearby

How 12454 Roby Rd ranks against every home in each area.
MeasureThis homePlato 65552Texas County
Estimated valuepricier than$329,73284% of homes78% of homes
Price per ft²pricier than$15656% of homes52% of homes
Living areabigger than2,108 ft²83% of homes87% of homes
Lot sizebigger than5.05 ac64% of homes51% of homes
Year builtnewer than2023almost all homesalmost all homes

About 12454 Roby Rd

How much is 12454 Roby Rd, Plato, MO worth?

The TopHap Estimate for 12454 Roby Rd, Plato, MO is $329,732 as of Jul 14, 2026. The likely range is $291,822 to $367,642. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12454 Roby Rd, Plato, MO last sell?

12454 Roby Rd, Plato, MO last sold on Mar 5, 2021, according to the county's recorded deed.

How big is 12454 Roby Rd, Plato, MO?

12454 Roby Rd, Plato, MO has 3 bedrooms, 2,108 square feet of living space and a 5.05-acre lot.

When was 12454 Roby Rd, Plato, MO built?

12454 Roby Rd, Plato, MO was built in 2023, making it 3 years old.

What schools serve 12454 Roby Rd, Plato, MO?

12454 Roby Rd, Plato, MO is assigned to Plato High School (high), rated C+; Plato Elementary School (elementary), rated C. All sit in Plato R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12454 Roby Rd, Plato, MO compare to other homes in Plato 65552?

Among the 807 homes in Plato 65552, it is worth more than 84% of them ($329,732 against a typical $237,070), its price per square foot is higher than 56% of them ($156 against a typical $151), it is bigger than 83% of them (2,108 ft² against a typical 1,501 ft²), its lot is bigger than 64% of them (5.05 ac against a typical 2.9 ac) and it is newer than almost all of them (2023 against a typical 1991). Measured against all of Texas County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Plato 65552

Assigned schools

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