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Single Family ResidenceResidential
$80,833$112 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1246 CALDWELL DR

PANAMA CITY, FL 32401
2
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1944
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$81K
$65K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,144 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,589 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$37,259
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,589
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$55,589

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBay
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 216 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bay High SchoolC
High · Grades 9–12 · 0.4 mi
M
Jinks Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
Northside Elementary SchoolC-
Elementary · Grades PK–5 · 1.8 mi

District: Bay County School District

Neighborhood · ZIP 32401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,720 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,313
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.66 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1246 Caldwell Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Bay County
  • Costs less per square foot than 96% of homes in Bay County
  • Smaller than 95% of homes in Bay County
  • Older than 97% of homes in Bay County

What homes are worth in Panama City 32401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$959K

This home is worth more than 7% of homes in Panama City 32401.

How it measures up in Panama City 32401

The dot is this home. The mark in the middle is the typical home in Panama City 32401.

Estimated value$80,833
CheaperTypical $187,885Pricier

Pricier than 7% of homes nearby

Price per ft²$112
CheaperTypical $147Pricier

Pricier than 24% of homes nearby

Living area720 ft²
SmallerTypical 1,275 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.19 ac
SmallerTypical 0.22 acBigger

Bigger than 37% of homes nearby

Year built1944
OlderTypical 1956Newer

Newer than 24% of homes nearby

How 1246 Caldwell Dr ranks against every home in each area.
MeasureThis homeDowntown NorthPanama City 32401Bay County
Estimated valuepricier than$80,83317% of homes7% of homesalmost no homes
Price per ft²pricier than$11247% of homes24% of homes4% of homes
Living areabigger than720 ft²7% of homes6% of homes5% of homes
Lot sizebigger than0.19 ac61% of homes37% of homes41% of homes
Year builtnewer than194432% of homes24% of homes3% of homes

About 1246 Caldwell Dr

How much is 1246 Caldwell Dr, Panama City, FL worth?

The TopHap Estimate for 1246 Caldwell Dr, Panama City, FL is $80,833 as of Sep 24, 2026. The likely range is $64,703 to $96,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1246 Caldwell Dr, Panama City, FL last sell?

1246 Caldwell Dr, Panama City, FL last sold on Sep 29, 1988, according to the county's recorded deed.

How big is 1246 Caldwell Dr, Panama City, FL?

1246 Caldwell Dr, Panama City, FL has 2 bedrooms, 1 bathrooms, 720 square feet of living space and a 0.19-acre lot.

When was 1246 Caldwell Dr, Panama City, FL built?

1246 Caldwell Dr, Panama City, FL was built in 1944, making it 82 years old. The building has 1 story.

What schools serve 1246 Caldwell Dr, Panama City, FL?

1246 Caldwell Dr, Panama City, FL is assigned to Bay High School (high), rated C; Jinks Middle School (middle), rated D; Northside Elementary School (elementary), rated C-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1246 Caldwell Dr, Panama City, FL compare to other homes in Panama City 32401?

Among the 8,087 homes in Panama City 32401, it is worth more than 7% of them ($80,833 against a typical $187,885), its price per square foot is higher than 24% of them ($112 against a typical $147), it is bigger than 6% of them (720 ft² against a typical 1,275 ft²), its lot is bigger than 37% of them (0.19 ac against a typical 0.22 ac) and it is newer than 24% of them (1944 against a typical 1956). Measured against all of Bay County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1246 Caldwell Dr, Panama City, FL?

The 2024 property tax bill for 1246 Caldwell Dr, Panama City, FL was $1,144. The county assessed it at $55,589.

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