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Single Family ResidenceResidential
$978,949$578 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $648,000 on Jun 3, 2016

12460 WHISPERING TREE LN

POWAY, CA 92064
4
Beds
2
Baths
1,695 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$979K
$912K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$648,000 · Jun 3, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,841 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$782,432 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$510,285
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,147
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$767,091

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
16
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.11
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi
M
Meadowbrook Middle SchoolB
Middle · Grades 6–8 · 1.2 mi
H
Poway High SchoolA+
High · Grades 9–12 · 4.0 mi

District: Poway Unified School District

Neighborhood · ZIP 92064These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.33
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.185

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,579
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,302 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$133,420
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$158,718
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12460 Whispering Tree Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Poway 92064
  • Among the smallest lots in Poway 92064
  • Newer than 85% of homes in Poway 92064

What homes are worth in Poway 92064

Each bar is how many homes fall in that price range. The marker is this home.

This home
$619K$3M

This home is worth more than 33% of homes in Poway 92064.

How it measures up in Poway 92064

The dot is this home. The mark in the middle is the typical home in Poway 92064.

Estimated value$978,949
CheaperTypical $1,165,420Pricier

Pricier than 33% of homes nearby

Price per ft²$578
CheaperTypical $601Pricier

Pricier than 39% of homes nearby

Living area1,695 ft²
SmallerTypical 1,878 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.11 ac
SmallerTypical 0.32 acBigger

Smaller than almost all homes nearby

Year built1996
OlderTypical 1978Newer

Newer than 85% of homes nearby

How 12460 Whispering Tree Ln ranks against every home in each area.
MeasureThis homePoway 92064San Diego County
Estimated valuepricier than$978,94933% of homes59% of homes
Price per ft²pricier than$57839% of homes54% of homes
Living areabigger than1,695 ft²43% of homes61% of homes
Lot sizebigger than0.11 acalmost no homes10% of homes
Year builtnewer than199685% of homes70% of homes

About 12460 Whispering Tree Ln

How much is 12460 Whispering Tree Ln, Poway, CA worth?

The TopHap Estimate for 12460 Whispering Tree Ln, Poway, CA is $978,949 as of Sep 24, 2026. The likely range is $912,163 to $1,045,735. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12460 Whispering Tree Ln, Poway, CA last sell?

12460 Whispering Tree Ln, Poway, CA last sold on Jun 3, 2016 for $648,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 12460 Whispering Tree Ln, Poway, CA?

12460 Whispering Tree Ln, Poway, CA has 4 bedrooms, 2 bathrooms, 1,695 square feet of living space and a 0.11-acre lot.

When was 12460 Whispering Tree Ln, Poway, CA built?

12460 Whispering Tree Ln, Poway, CA was built in 1996, making it 30 years old.

What schools serve 12460 Whispering Tree Ln, Poway, CA?

12460 Whispering Tree Ln, Poway, CA is assigned to Valley Elementary School (elementary), rated A-; Meadowbrook Middle School (middle), rated B; Poway High School (high), rated A+. All sit in Poway Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12460 Whispering Tree Ln, Poway, CA compare to other homes in Poway 92064?

Among the 14,574 homes in Poway 92064, it is worth more than 33% of them ($978,949 against a typical $1,165,420), its price per square foot is higher than 39% of them ($578 against a typical $601), it is bigger than 43% of them (1,695 ft² against a typical 1,878 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 0.32 ac) and it is newer than 85% of them (1996 against a typical 1978). Measured against all of San Diego County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12460 Whispering Tree Ln, Poway, CA?

The 2025 property tax bill for 12460 Whispering Tree Ln, Poway, CA was $8,841. The county assessed it at $782,432.

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