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Single Family ResidenceResidential
$185,191$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

12498 RIVERSIDE DR

WHITE PIGEON, MI 49099
2
Baths
1,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$185K
$135K low$235K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,191
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,953
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$59,000
THE HUNTINGTON NATIONAL BANK · recorded Jan 18, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,305 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$125,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$293,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.122 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Constantine High SchoolB-
High · Grades 9–12 · 2.5 mi
M
Constantine Middle SchoolB+
Middle · Grades 6–8 · 2.7 mi
E
Eastside Elementary School
Elementary · Grades PK–2 · 2.9 mi

District: Constantine Public School District

Neighborhood · ZIP 49099These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.5,980
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.103 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,883
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,458
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12498 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 74% of homes in White Pigeon 49099
  • Bigger than 68% of homes in St. Joseph County
  • Has a bigger lot than 89% of homes in White Pigeon 49099

What homes are worth in White Pigeon 49099

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$959K

This home is worth more than 39% of homes in White Pigeon 49099.

How it measures up in White Pigeon 49099

The dot is this home. The mark in the middle is the typical home in White Pigeon 49099.

Estimated value$185,191
CheaperTypical $212,949Pricier

Pricier than 39% of homes nearby

Price per ft²$109
CheaperTypical $149Pricier

Pricier than 26% of homes nearby

Living area1,696 ft²
SmallerTypical 1,458 ft²Bigger

Bigger than 66% of homes nearby

Lot size5 ac
SmallerTypical 0.67 acBigger

Bigger than 89% of homes nearby

How 12498 Riverside Dr ranks against every home in each area.
MeasureThis homeWhite Pigeon 49099St. Joseph County
Estimated valuepricier than$185,19139% of homes48% of homes
Price per ft²pricier than$10926% of homes32% of homes
Living areabigger than1,696 ft²66% of homes68% of homes
Lot sizebigger than5 ac89% of homes89% of homes

About 12498 Riverside Dr

How much is 12498 Riverside Dr, White Pigeon, MI worth?

The TopHap Estimate for 12498 Riverside Dr, White Pigeon, MI is $185,191 as of Jul 14, 2026. The likely range is $135,419 to $234,963. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12498 Riverside Dr, White Pigeon, MI last sell?

12498 Riverside Dr, White Pigeon, MI last sold on Nov 6, 1984, according to the county's recorded deed.

How big is 12498 Riverside Dr, White Pigeon, MI?

12498 Riverside Dr, White Pigeon, MI has 2 bathrooms, 1,696 square feet of living space and a 5.00-acre lot.

What schools serve 12498 Riverside Dr, White Pigeon, MI?

12498 Riverside Dr, White Pigeon, MI is assigned to Constantine High School (high), rated B-; Constantine Middle School (middle), rated B+; Eastside Elementary School (elementary). All sit in Constantine Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12498 Riverside Dr, White Pigeon, MI compare to other homes in White Pigeon 49099?

Among the 2,480 homes in White Pigeon 49099, it is worth more than 39% of them ($185,191 against a typical $212,949), its price per square foot is higher than 26% of them ($109 against a typical $149), it is bigger than 66% of them (1,696 ft² against a typical 1,458 ft²) and its lot is bigger than 89% of them (5 ac against a typical 0.67 ac). Measured against all of St. Joseph County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12498 Riverside Dr, White Pigeon, MI?

The 2025 property tax bill for 12498 Riverside Dr, White Pigeon, MI was $2,305. The county assessed it at $146,800.

Closest homes

More homes in White Pigeon 49099

Assigned schools

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