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Single Family ResidenceResidential
$139,830
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $125,500 on Mar 11, 2025

125 ROWLAND ST

TRACY, MN 56175
0
Baths
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1918
Year BuiltThe year the home was originally built, according to county records.

Valuation

$140K
$121K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,500 · Mar 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$13,075
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$10,460
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$126,755
LUMINATE BANK · recorded Mar 12, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,786 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$118,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$118,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLYON
Lot (acres)The size of the land the home sits on, from county records.0.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tracy Elementary SchoolB-
Elementary · Grades PK–6 · 0.6 mi
M
Tracy Secondary SchoolB
Middle · Grades 7–12 · 0.9 mi

District: Tracy Area Public School District

Neighborhood · ZIP 56175These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,258
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,097
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

125 Rowland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Lyon County
  • Has a smaller lot than 93% of homes in Lyon County
  • Older than 71% of homes in Tracy 56175

What homes are worth in Tracy 56175

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$752K

This home is worth more than 56% of homes in Tracy 56175.

How it measures up in Tracy 56175

The dot is this home. The mark in the middle is the typical home in Tracy 56175.

Estimated value$139,830
CheaperTypical $124,028Pricier

Pricier than 56% of homes nearby

Lot size0.13 ac
SmallerTypical 0.3 acBigger

Bigger than 11% of homes nearby

Year built1918
OlderTypical 1950Newer

Newer than 29% of homes nearby

How 125 Rowland St ranks against every home in each area.
MeasureThis homeTracy 56175Lyon County
Estimated valuepricier than$139,83056% of homes33% of homes
Lot sizebigger than0.13 ac11% of homes7% of homes
Year builtnewer than191829% of homes29% of homes

About 125 Rowland St

How much is 125 Rowland St, Tracy, MN worth?

The TopHap Estimate for 125 Rowland St, Tracy, MN is $139,830 as of Jul 14, 2026. The likely range is $120,673 to $158,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 125 Rowland St, Tracy, MN last sell?

125 Rowland St, Tracy, MN last sold on Mar 11, 2025 for $125,500, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

When was 125 Rowland St, Tracy, MN built?

125 Rowland St, Tracy, MN was built in 1918, making it 108 years old.

What schools serve 125 Rowland St, Tracy, MN?

125 Rowland St, Tracy, MN is assigned to Tracy Elementary School (elementary), rated B-; Tracy Secondary School (middle), rated B. All sit in Tracy Area Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 125 Rowland St, Tracy, MN compare to other homes in Tracy 56175?

Among the 1,367 homes in Tracy 56175, it is worth more than 56% of them ($139,830 against a typical $124,028), its lot is bigger than 11% of them (0.13 ac against a typical 0.3 ac) and it is newer than 29% of them (1918 against a typical 1950). Measured against all of Lyon County, it is worth more than 33% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 125 Rowland St, Tracy, MN?

The 2026 property tax bill for 125 Rowland St, Tracy, MN was $1,786. The county assessed it at $118,300.

Closest homes

More homes in Tracy 56175

Assigned schools

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