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Single Family ResidenceResidential
$342,723$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

125 SPENCE LN

ELGIN, TX 78621
1
Beds
0
Baths
1,846 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$343K
$334K low$351K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,527 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$358,064 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$295,921
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$362,516

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBASTROP
Lot (acres)The size of the land the home sits on, from county records.6.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 781 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Booker T. Washington Elementary SchoolD
Elementary · Grades PK–4 · 3.5 mi
M
Elgin Middle SchoolC-
Middle · Grades 7–8 · 5.3 mi
H
Elgin High SchoolD
High · Grades 9–12 · 6.4 mi

District: Elgin Independent School District

Neighborhood · ZIP 78621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.27,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,527
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

125 Spence Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Elgin 78621
  • Costs less per square foot than 66% of homes in Bastrop County
  • Bigger than 65% of homes in Elgin 78621
  • Has a bigger lot than 90% of homes in Elgin 78621
  • Older than 83% of homes in Elgin 78621

What homes are worth in Elgin 78621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$180K$742K

This home is worth more than 72% of homes in Elgin 78621.

How it measures up in Elgin 78621

The dot is this home. The mark in the middle is the typical home in Elgin 78621.

Estimated value$342,723
CheaperTypical $278,166Pricier

Pricier than 72% of homes nearby

Price per ft²$186
CheaperTypical $172Pricier

Pricier than 61% of homes nearby

Living area1,846 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 65% of homes nearby

Lot size6 ac
SmallerTypical 0.5 acBigger

Bigger than 90% of homes nearby

Year built1980
OlderTypical 2005Newer

Newer than 17% of homes nearby

How 125 Spence Ln ranks against every home in each area.
MeasureThis homeElgin 78621Bastrop County
Estimated valuepricier than$342,72372% of homes48% of homes
Price per ft²pricier than$18661% of homes34% of homes
Living areabigger than1,846 ft²65% of homes63% of homes
Lot sizebigger than6 ac90% of homes87% of homes
Year builtnewer than198017% of homes17% of homes

About 125 Spence Ln

How much is 125 Spence Ln, Elgin, TX worth?

The TopHap Estimate for 125 Spence Ln, Elgin, TX is $342,723 as of Sep 24, 2026. The likely range is $334,011 to $351,435. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 125 Spence Ln, Elgin, TX last sell?

125 Spence Ln, Elgin, TX last sold on Oct 22, 2010, according to the county's recorded deed.

How big is 125 Spence Ln, Elgin, TX?

125 Spence Ln, Elgin, TX has 1 bedrooms, 1,846 square feet of living space and a 6.00-acre lot.

When was 125 Spence Ln, Elgin, TX built?

125 Spence Ln, Elgin, TX was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 125 Spence Ln, Elgin, TX?

125 Spence Ln, Elgin, TX is assigned to Booker T. Washington Elementary School (elementary), rated D; Elgin Middle School (middle), rated C-; Elgin High School (high), rated D. All sit in Elgin Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 125 Spence Ln, Elgin, TX compare to other homes in Elgin 78621?

Among the 13,235 homes in Elgin 78621, it is worth more than 72% of them ($342,723 against a typical $278,166), its price per square foot is higher than 61% of them ($186 against a typical $172), it is bigger than 65% of them (1,846 ft² against a typical 1,600 ft²), its lot is bigger than 90% of them (6 ac against a typical 0.5 ac) and it is newer than 17% of them (1980 against a typical 2005). Measured against all of Bastrop County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 125 Spence Ln, Elgin, TX?

The 2025 property tax bill for 125 Spence Ln, Elgin, TX was $5,527. The county assessed it at $358,064.

More homes on Spence Ln

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