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Rural ResidenceResidential
$250,625$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $5,000 on Apr 18, 2023

126 BAY ST

MONROE, NC 28112
3
Beds
1
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$251K
$223K low$279K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,000 · Apr 18, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,779 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$203,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$111,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$203,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monroe Middle SchoolD-
Middle · Grades 6–8 · 0.7 mi
H
Monroe High SchoolD-
High · Grades 9–12 · 1.4 mi
E
Walter Bickett Elementary SchoolF
Elementary · Grades KG–5 · 1.8 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

126 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Union County
  • Costs more per square foot than 78% of homes in Monroe 28112
  • Smaller than 96% of homes in Union County
  • Has a smaller lot than 78% of homes in Monroe 28112
  • Older than 77% of homes in Union County

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$763K

This home is worth more than 20% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$250,625
CheaperTypical $364,900Pricier

Pricier than 20% of homes nearby

Price per ft²$249
CheaperTypical $203Pricier

Pricier than 78% of homes nearby

Living area1,008 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.24 ac
SmallerTypical 0.96 acBigger

Bigger than 22% of homes nearby

Year built1986
OlderTypical 1989Newer

Newer than 47% of homes nearby

How 126 Bay St ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$250,62520% of homes10% of homes
Price per ft²pricier than$24978% of homes66% of homes
Living areabigger than1,008 ft²7% of homes4% of homes
Lot sizebigger than0.24 ac22% of homes26% of homes
Year builtnewer than198647% of homes23% of homes

About 126 Bay St

How much is 126 Bay St, Monroe, NC worth?

The TopHap Estimate for 126 Bay St, Monroe, NC is $250,625 as of Sep 24, 2026. The likely range is $222,610 to $278,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 126 Bay St, Monroe, NC last sell?

126 Bay St, Monroe, NC last sold on Apr 18, 2023 for $5,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 126 Bay St, Monroe, NC?

126 Bay St, Monroe, NC has 3 bedrooms, 1 bathrooms, 1,008 square feet of living space and a 0.24-acre lot.

When was 126 Bay St, Monroe, NC built?

126 Bay St, Monroe, NC was built in 1986, making it 40 years old. It is a ranch home. The building has 1 story.

What schools serve 126 Bay St, Monroe, NC?

126 Bay St, Monroe, NC is assigned to Monroe Middle School (middle), rated D-; Monroe High School (high), rated D-; Walter Bickett Elementary School (elementary), rated F. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 126 Bay St, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,428 homes in Monroe 28112, it is worth more than 20% of them ($250,625 against a typical $364,900), its price per square foot is higher than 78% of them ($249 against a typical $203), it is bigger than 7% of them (1,008 ft² against a typical 1,707 ft²), its lot is bigger than 22% of them (0.24 ac against a typical 0.96 ac) and it is newer than 47% of them (1986 against a typical 1989). Measured against all of Union County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 126 Bay St, Monroe, NC?

The 2025 property tax bill for 126 Bay St, Monroe, NC was $1,779. The county assessed it at $203,500.

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