Retail Stores (Personal Services, Photography, Travel)Commercial
126 COMMERCE ST
ELKIN, NC 28621
0
Baths
2,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$108 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,120 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,620
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,680
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,120
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.64
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
35
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Retail Stores (Personal Services, Photography, Travel)
CountySurry
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1963
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 85 ft²
Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Elkin Elementary SchoolA-
Elementary · Grades PK–6 · 0.3 mi
Elkin Middle SchoolB
Middle · Grades 7–8 · 0.6 mi
Elkin High SchoolB+
High · Grades 9–12 · 0.6 mi
District: Elkin City Schools
Neighborhood · ZIP 28621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,516
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,739
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,124
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%
Owner Tools
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How this home compares
126 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Bigger than 88% of homes in Elkin 28621
- Has a smaller lot than 97% of homes in Surry County
- Older than 82% of homes in Surry County
How it measures up in Elkin 28621
The dot is this home. The mark in the middle is the typical home in Elkin 28621.
Living area2,320 ft²
SmallerTypical 1,452 ft²Bigger
Bigger than 88% of homes nearby
Lot size0.23 ac
SmallerTypical 1 acBigger
Bigger than 4% of homes nearby
Year built1945
OlderTypical 1962Newer
Newer than 25% of homes nearby
| Measure | This home | Elkin 28621 | Surry County |
|---|---|---|---|
| Living areabigger than | 2,320 ft² | 88% of homes | 86% of homes |
| Lot sizebigger than | 0.23 ac | 4% of homes | 3% of homes |
| Year builtnewer than | 1945 | 25% of homes | 18% of homes |
About 126 Commerce St
When did 126 Commerce St, Elkin, NC last sell?
126 Commerce St, Elkin, NC last sold on Oct 16, 1964, according to the county's recorded deed.
How big is 126 Commerce St, Elkin, NC?
126 Commerce St, Elkin, NC has 2,320 square feet of living space and a 0.23-acre lot.
When was 126 Commerce St, Elkin, NC built?
126 Commerce St, Elkin, NC was built in 1945, making it 81 years old. The building has 1 story.
What schools serve 126 Commerce St, Elkin, NC?
126 Commerce St, Elkin, NC is assigned to Elkin Elementary School (elementary), rated A-; Elkin Middle School (middle), rated B; Elkin High School (high), rated B+. All sit in Elkin City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 126 Commerce St, Elkin, NC compare to other homes in Elkin 28621?
Among the 3,584 homes in Elkin 28621, it is bigger than 88% of them (2,320 ft² against a typical 1,452 ft²), its lot is bigger than 4% of them (0.23 ac against a typical 1 ac) and it is newer than 25% of them (1945 against a typical 1962). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 126 Commerce St, Elkin, NC?
The 2025 property tax bill for 126 Commerce St, Elkin, NC was $108. The county assessed it at $17,120.
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Assigned schools
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