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Single Family ResidenceResidential
$217,821$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $142,000 on Aug 27, 2019

126 SPRUCE ST

MARY ESTHER, FL 32569
3
Beds
2
Baths
1,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$218K
$196K low$240K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Aug 27, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,251 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,178 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,115
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,762

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOkaloosa
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 120 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Florosa Elementary SchoolA-
Elementary · Grades PK–5 · 3.6 mi
H
Fort Walton Beach High SchoolB-
High · Grades 9–12 · 8.9 mi
M
Max Bruner Junior Middle SchoolB-
Middle · Grades 6–8 · 9.3 mi

District: Okaloosa County School District

Neighborhood · ZIP 32569These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,480
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,081
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,843
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

126 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Mary Esther 32569
  • Smaller than 91% of homes in Mary Esther 32569
  • Has a smaller lot than 67% of homes in Okaloosa County
  • Newer than 75% of homes in Mary Esther 32569

What homes are worth in Mary Esther 32569

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$1.2M

This home is worth more than 7% of homes in Mary Esther 32569.

How it measures up in Mary Esther 32569

The dot is this home. The mark in the middle is the typical home in Mary Esther 32569.

Estimated value$217,821
CheaperTypical $328,677Pricier

Pricier than 7% of homes nearby

Price per ft²$212
CheaperTypical $212Pricier

Pricier than 50% of homes nearby

Living area1,026 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.23 ac
SmallerTypical 0.22 acBigger

Bigger than 54% of homes nearby

Year built1996
OlderTypical 1987Newer

Newer than 75% of homes nearby

How 126 Spruce St ranks against every home in each area.
MeasureThis homeMary Esther 32569Okaloosa County
Estimated valuepricier than$217,8217% of homes14% of homes
Price per ft²pricier than$21250% of homes55% of homes
Living areabigger than1,026 ft²9% of homes12% of homes
Lot sizebigger than0.23 ac54% of homes33% of homes
Year builtnewer than199675% of homes59% of homes

About 126 Spruce St

How much is 126 Spruce St, Mary Esther, FL worth?

The TopHap Estimate for 126 Spruce St, Mary Esther, FL is $217,821 as of Sep 24, 2026. The likely range is $195,820 to $239,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 126 Spruce St, Mary Esther, FL last sell?

126 Spruce St, Mary Esther, FL last sold on Aug 27, 2019 for $142,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 126 Spruce St, Mary Esther, FL?

126 Spruce St, Mary Esther, FL has 3 bedrooms, 2 bathrooms, 1,026 square feet of living space and a 0.23-acre lot.

When was 126 Spruce St, Mary Esther, FL built?

126 Spruce St, Mary Esther, FL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 126 Spruce St, Mary Esther, FL?

126 Spruce St, Mary Esther, FL is assigned to Florosa Elementary School (elementary), rated A-; Fort Walton Beach High School (high), rated B-; Max Bruner Junior Middle School (middle), rated B-. All sit in Okaloosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 126 Spruce St, Mary Esther, FL compare to other homes in Mary Esther 32569?

Among the 5,107 homes in Mary Esther 32569, it is worth more than 7% of them ($217,821 against a typical $328,677), its price per square foot is higher than 50% of them ($212 against a typical $212), it is bigger than 9% of them (1,026 ft² against a typical 1,540 ft²), its lot is bigger than 54% of them (0.23 ac against a typical 0.22 ac) and it is newer than 75% of them (1996 against a typical 1987). Measured against all of Okaloosa County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 126 Spruce St, Mary Esther, FL?

The 2025 property tax bill for 126 Spruce St, Mary Esther, FL was $1,251. The county assessed it at $144,178.

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