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Single Family ResidenceResidential
$322,619$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $214,500 on Jul 7, 2006

126 SW 40TH TER

GAINESVILLE, FL 32607
3
Beds
2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$323K
$303K low$342K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,500 · Jul 7, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,435
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,348
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,600
WASHINGTON MUTUAL BANK FA · 6.4% 2 · recorded Jul 7, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$105,584
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,673 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$290,359 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$118,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$172,359
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$280,359
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$290,359

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALACHUA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.30
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 112 ft²Porch · 138 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Littlewood Elementary SchoolB
Elementary · Grades KG–5 · 1.0 mi
M
Westwood Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
H
Gainesville High SchoolB-
High · Grades 9–12 · 3.0 mi

District: Alachua County School District

Neighborhood · ZIP 32607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,519
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,934 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,241
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,435
Average tempThe average temperature here across a full year.69°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

126 Sw 40th Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Older than 72% of homes in Gainesville 32607

What homes are worth in Gainesville 32607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$958K

This home is worth more than 56% of homes in Gainesville 32607.

How it measures up in Gainesville 32607

The dot is this home. The mark in the middle is the typical home in Gainesville 32607.

Estimated value$322,619
CheaperTypical $293,672Pricier

Pricier than 56% of homes nearby

Price per ft²$182
CheaperTypical $176Pricier

Pricier than 56% of homes nearby

Living area1,768 ft²
SmallerTypical 1,608 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.3 ac
SmallerTypical 0.24 acBigger

Bigger than 60% of homes nearby

Year built1976
OlderTypical 1984Newer

Newer than 28% of homes nearby

How 126 Sw 40th Ter ranks against every home in each area.
MeasureThis homeGainesville 32607Alachua County
Estimated valuepricier than$322,61956% of homes54% of homes
Price per ft²pricier than$18256% of homes43% of homes
Living areabigger than1,768 ft²58% of homes61% of homes
Lot sizebigger than0.3 ac60% of homes54% of homes
Year builtnewer than197628% of homes31% of homes

About 126 Sw 40th Ter

How much is 126 Sw 40th Ter, Gainesville, FL worth?

The TopHap Estimate for 126 Sw 40th Ter, Gainesville, FL is $322,619 as of Jun 23, 2026. The likely range is $303,261 to $341,976. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 126 Sw 40th Ter, Gainesville, FL last sell?

126 Sw 40th Ter, Gainesville, FL last sold on Jul 7, 2006 for $214,500, according to the county's recorded deed.

How big is 126 Sw 40th Ter, Gainesville, FL?

126 Sw 40th Ter, Gainesville, FL has 3 bedrooms, 2 bathrooms, 1,768 square feet of living space and a 0.30-acre lot.

When was 126 Sw 40th Ter, Gainesville, FL built?

126 Sw 40th Ter, Gainesville, FL was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 126 Sw 40th Ter, Gainesville, FL?

126 Sw 40th Ter, Gainesville, FL is assigned to Littlewood Elementary School (elementary), rated B; Westwood Middle School (middle), rated D+; Gainesville High School (high), rated B-. All sit in Alachua County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 126 Sw 40th Ter, Gainesville, FL compare to other homes in Gainesville 32607?

Among the 7,705 homes in Gainesville 32607, it is worth more than 56% of them ($322,619 against a typical $293,672), its price per square foot is higher than 56% of them ($182 against a typical $176), it is bigger than 58% of them (1,768 ft² against a typical 1,608 ft²), its lot is bigger than 60% of them (0.3 ac against a typical 0.24 ac) and it is newer than 28% of them (1976 against a typical 1984). Measured against all of Alachua County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 126 Sw 40th Ter, Gainesville, FL?

The 2025 property tax bill for 126 Sw 40th Ter, Gainesville, FL was $6,673. The county assessed it at $290,359.

Closest homes

More homes in Gainesville 32607

Assigned schools

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