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Single Family ResidenceResidential
$720,169$679 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $460,000 on Feb 8, 2018

1260 LORETTA ST

OCEANSIDE, CA 92058
2
Beds
2
Baths
1,060 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.

Valuation

$720K
$694K low$746K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$460,000 · Feb 8, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,901 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$533,862 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$416,429
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,433
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$523,395

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
88
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(10)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laurel Elementary SchoolD+
Elementary · Grades KG–5 · 0.2 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 0.8 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 0.8 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92058These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.217

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,370
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.520 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,723
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1260 Loretta St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in San Diego County
  • Costs more per square foot than 86% of homes in Oceanside 92058
  • Smaller than 78% of homes in Oceanside 92058
  • Has a smaller lot than 67% of homes in San Diego County
  • Older than 88% of homes in San Diego County

What homes are worth in Oceanside 92058

Each bar is how many homes fall in that price range. The marker is this home.

This home
$428K$1.3M

This home is worth more than 48% of homes in Oceanside 92058.

How it measures up in Oceanside 92058

The dot is this home. The mark in the middle is the typical home in Oceanside 92058.

Estimated value$720,169
CheaperTypical $733,505Pricier

Pricier than 48% of homes nearby

Price per ft²$679
CheaperTypical $503Pricier

Pricier than 86% of homes nearby

Living area1,060 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 36% of homes nearby

Year built1958
OlderTypical 1985Newer

Newer than 15% of homes nearby

How 1260 Loretta St ranks against every home in each area.
MeasureThis homeEastside CapistranoOceanside 92058San Diego County
Estimated valuepricier than$720,16949% of homes48% of homes30% of homes
Price per ft²pricier than$67956% of homes86% of homes72% of homes
Living areabigger than1,060 ft²44% of homes22% of homes22% of homes
Lot sizebigger than0.17 ac49% of homes36% of homes33% of homes
Year builtnewer than195850% of homes15% of homes12% of homes

About 1260 Loretta St

How much is 1260 Loretta St, Oceanside, CA worth?

The TopHap Estimate for 1260 Loretta St, Oceanside, CA is $720,169 as of Oct 21, 2026. The likely range is $694,057 to $746,281. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1260 Loretta St, Oceanside, CA last sell?

1260 Loretta St, Oceanside, CA last sold on Feb 8, 2018 for $460,000, according to the county's recorded deed.

How big is 1260 Loretta St, Oceanside, CA?

1260 Loretta St, Oceanside, CA has 2 bedrooms, 2 bathrooms, 1,060 square feet of living space and a 0.17-acre lot.

When was 1260 Loretta St, Oceanside, CA built?

1260 Loretta St, Oceanside, CA was built in 1958, making it 68 years old.

What schools serve 1260 Loretta St, Oceanside, CA?

1260 Loretta St, Oceanside, CA is assigned to Laurel Elementary School (elementary), rated D+; Jefferson Middle School (middle), rated D-; Oceanside High School (high), rated C. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1260 Loretta St, Oceanside, CA compare to other homes in Oceanside 92058?

Among the 6,208 homes in Oceanside 92058, it is worth more than 48% of them ($720,169 against a typical $733,505), its price per square foot is higher than 86% of them ($679 against a typical $503), it is bigger than 22% of them (1,060 ft² against a typical 1,346 ft²), its lot is bigger than 36% of them (0.17 ac against a typical 0.24 ac) and it is newer than 15% of them (1958 against a typical 1985). Measured against all of San Diego County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1260 Loretta St, Oceanside, CA?

The 2025 property tax bill for 1260 Loretta St, Oceanside, CA was $5,901. The county assessed it at $533,862.

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Assigned schools

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