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Single Family ResidenceResidential
$299,777$227 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $335,000 on Feb 16, 2024

12640 CARDINAL POINT RD

ROLLA, MO 65401
3
Beds
2
Baths
1,322 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$300K
$251K low$348K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$335,000 · Feb 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,811 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,720 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,610
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$26,110
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
52
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyPHELPS
Lot (acres)The size of the land the home sits on, from county records.2.50
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Col. John B. Wyman Elementary SchoolA
Elementary · Grades KG–3 · 1.6 mi
M
Rolla Junior High SchoolB+
Middle · Grades 7–8 · 2.2 mi
H
Rolla High SchoolB
High · Grades 9–12 · 2.6 mi

District: Rolla 31 School District

Neighborhood · ZIP 65401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.31,711
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$55,832
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,332
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12640 Cardinal Point Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Phelps County
  • Costs more per square foot than 90% of homes in Rolla 65401
  • Smaller than 66% of homes in Rolla 65401
  • Has a bigger lot than 68% of homes in Rolla 65401

What homes are worth in Rolla 65401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$95K$664K

This home is worth more than 67% of homes in Rolla 65401.

How it measures up in Rolla 65401

The dot is this home. The mark in the middle is the typical home in Rolla 65401.

Estimated value$299,777
CheaperTypical $238,450Pricier

Pricier than 67% of homes nearby

Price per ft²$227
CheaperTypical $156Pricier

Pricier than 90% of homes nearby

Living area1,322 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 34% of homes nearby

Lot size2.5 ac
SmallerTypical 0.6 acBigger

Bigger than 68% of homes nearby

Year built1992
OlderTypical 1981Newer

Newer than 64% of homes nearby

How 12640 Cardinal Point Rd ranks against every home in each area.
MeasureThis homeRolla 65401Phelps County
Estimated valuepricier than$299,77767% of homes68% of homes
Price per ft²pricier than$22790% of homes89% of homes
Living areabigger than1,322 ft²34% of homes36% of homes
Lot sizebigger than2.5 ac68% of homes60% of homes
Year builtnewer than199264% of homes64% of homes

About 12640 Cardinal Point Rd

How much is 12640 Cardinal Point Rd, Rolla, MO worth?

The TopHap Estimate for 12640 Cardinal Point Rd, Rolla, MO is $299,777 as of Sep 24, 2026. The likely range is $251,088 to $348,466. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12640 Cardinal Point Rd, Rolla, MO last sell?

12640 Cardinal Point Rd, Rolla, MO last sold on Feb 16, 2024 for $335,000, according to the county's recorded deed.

How big is 12640 Cardinal Point Rd, Rolla, MO?

12640 Cardinal Point Rd, Rolla, MO has 3 bedrooms, 2 bathrooms, 1,322 square feet of living space and a 2.50-acre lot.

When was 12640 Cardinal Point Rd, Rolla, MO built?

12640 Cardinal Point Rd, Rolla, MO was built in 1992, making it 34 years old. It is a split level home. The building has 1 story.

What schools serve 12640 Cardinal Point Rd, Rolla, MO?

12640 Cardinal Point Rd, Rolla, MO is assigned to Col. John B. Wyman Elementary School (elementary), rated A; Rolla Junior High School (middle), rated B+; Rolla High School (high), rated B. All sit in Rolla 31 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12640 Cardinal Point Rd, Rolla, MO compare to other homes in Rolla 65401?

Among the 10,047 homes in Rolla 65401, it is worth more than 67% of them ($299,777 against a typical $238,450), its price per square foot is higher than 90% of them ($227 against a typical $156), it is bigger than 34% of them (1,322 ft² against a typical 1,556 ft²), its lot is bigger than 68% of them (2.5 ac against a typical 0.6 ac) and it is newer than 64% of them (1992 against a typical 1981). Measured against all of Phelps County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12640 Cardinal Point Rd, Rolla, MO?

The 2025 property tax bill for 12640 Cardinal Point Rd, Rolla, MO was $1,811. The county assessed it at $33,720.

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