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Single Family ResidenceResidential
$649,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

12645 186TH ST

CHIPPEWA FALLS, WI 54729
0
Baths
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$650K
$612K low$688K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,190 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$561,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$441,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$561,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$649,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChippewa
Lot (acres)The size of the land the home sits on, from county records.0.76
HeatingThe type of heating system in the home.None

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jim Falls Elementary SchoolC
Elementary · Grades KG–5 · 1.5 mi
H
Chippewa Falls High SchoolB-
High · Grades 9–12 · 8.5 mi
M
Chippewa Falls Middle SchoolC+
Middle · Grades 6–8 · 8.8 mi

District: Chippewa Falls Area School District

Neighborhood · ZIP 54729These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,565
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12645 186th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Chippewa Falls 54729

What homes are worth in Chippewa Falls 54729

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$699K

This home is worth more than 97% of homes in Chippewa Falls 54729.

How it measures up in Chippewa Falls 54729

The dot is this home. The mark in the middle is the typical home in Chippewa Falls 54729.

Estimated value$649,900
CheaperTypical $276,432Pricier

Pricier than 97% of homes nearby

Lot size0.76 ac
SmallerTypical 0.79 acBigger

Bigger than 49% of homes nearby

How 12645 186th St ranks against every home in each area.
MeasureThis homeChippewa Falls 54729Chippewa County
Estimated valuepricier than$649,90097% of homes97% of homes
Lot sizebigger than0.76 ac49% of homes36% of homes

About 12645 186th St

How much is 12645 186th St, Chippewa Falls, WI worth?

The TopHap Estimate for 12645 186th St, Chippewa Falls, WI is $649,900 as of Aug 30, 2026. The likely range is $611,539 to $688,261. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12645 186th St, Chippewa Falls, WI last sell?

12645 186th St, Chippewa Falls, WI last sold on Apr 21, 2025, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

What schools serve 12645 186th St, Chippewa Falls, WI?

12645 186th St, Chippewa Falls, WI is assigned to Jim Falls Elementary School (elementary), rated C; Chippewa Falls High School (high), rated B-; Chippewa Falls Middle School (middle), rated C+. All sit in Chippewa Falls Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12645 186th St, Chippewa Falls, WI compare to other homes in Chippewa Falls 54729?

Among the 12,398 homes in Chippewa Falls 54729, it is worth more than 97% of them ($649,900 against a typical $276,432) and its lot is bigger than 49% of them (0.76 ac against a typical 0.79 ac). Measured against all of Chippewa County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12645 186th St, Chippewa Falls, WI?

The 2025 property tax bill for 12645 186th St, Chippewa Falls, WI was $5,190. The county assessed it at $561,600.

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