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Single Family ResidenceResidential
$591,519$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

12645 98TH ST

COLOGNE, MN 55322
3
Beds
3.5
Baths
2,652 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.43 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$592K
$484K low$699K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,564 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$750,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$178,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$572,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$667,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$750,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCARVER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.5.43
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 635 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waconia High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Waconia Middle SchoolA
Middle · Grades 6–8 · 1.8 mi
E
Bayview Elementary SchoolA+
Elementary · Grades KG–5 · 3.1 mi

District: Waconia Public School District

Neighborhood · ZIP 55322These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.82 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,827
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,643
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

12645 98th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Cologne 55322
  • Costs less per square foot than 77% of homes in Cologne 55322
  • Bigger than 93% of homes in Cologne 55322
  • Has a bigger lot than 93% of homes in Carver County
  • Newer than 67% of homes in Cologne 55322

What homes are worth in Cologne 55322

Each bar is how many homes fall in that price range. The marker is this home.

This home
$207K$1M

This home is worth more than 78% of homes in Cologne 55322.

How it measures up in Cologne 55322

The dot is this home. The mark in the middle is the typical home in Cologne 55322.

Estimated value$591,519
CheaperTypical $453,242Pricier

Pricier than 78% of homes nearby

Price per ft²$223
CheaperTypical $286Pricier

Pricier than 23% of homes nearby

Living area2,652 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 93% of homes nearby

Lot size5.43 ac
SmallerTypical 0.72 acBigger

Bigger than 69% of homes nearby

Year built2003
OlderTypical 1995Newer

Newer than 67% of homes nearby

How 12645 98th St ranks against every home in each area.
MeasureThis homeCologne 55322Carver County
Estimated valuepricier than$591,51978% of homes68% of homes
Price per ft²pricier than$22323% of homes27% of homes
Living areabigger than2,652 ft²93% of homes82% of homes
Lot sizebigger than5.43 ac69% of homes93% of homes
Year builtnewer than200367% of homes64% of homes

About 12645 98th St

How much is 12645 98th St, Cologne, MN worth?

The TopHap Estimate for 12645 98th St, Cologne, MN is $591,519 as of Sep 24, 2026. The likely range is $483,800 to $699,238. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 12645 98th St, Cologne, MN last sell?

12645 98th St, Cologne, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 12645 98th St, Cologne, MN?

12645 98th St, Cologne, MN has 3 bedrooms, 3.5 bathrooms, 2,652 square feet of living space and a 5.43-acre lot.

When was 12645 98th St, Cologne, MN built?

12645 98th St, Cologne, MN was built in 2003, making it 23 years old. The building has 2 stories.

What schools serve 12645 98th St, Cologne, MN?

12645 98th St, Cologne, MN is assigned to Waconia High School (high), rated B-; Waconia Middle School (middle), rated A; Bayview Elementary School (elementary), rated A+. All sit in Waconia Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 12645 98th St, Cologne, MN compare to other homes in Cologne 55322?

Among the 1,562 homes in Cologne 55322, it is worth more than 78% of them ($591,519 against a typical $453,242), its price per square foot is higher than 23% of them ($223 against a typical $286), it is bigger than 93% of them (2,652 ft² against a typical 1,628 ft²), its lot is bigger than 69% of them (5.43 ac against a typical 0.72 ac) and it is newer than 67% of them (2003 against a typical 1995). Measured against all of Carver County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 12645 98th St, Cologne, MN?

The 2026 property tax bill for 12645 98th St, Cologne, MN was $6,564. The county assessed it at $750,700.

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